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About me

 Cari Zepeda is a Mortgage Loan Originator in Aurora, IL. Most of her family members are in the mortgage industry, including her mom, stepdad, and sister, as well as her husband who is a real estate appraiser. Cari received her appraisal certificate, but quickly found that she preferred a more in-depth interaction with her clients. Starting a new career in the industry, Cari brings a fresh perspective and energy to her clients. She is passionate about helping her clients fulfill their dreams of homeownership. She works hard to analyze each client’s personal and financial situation as if it were her own loan or family member’s loan. “It is important to think outside the box for both short-term and long-term goals, and how we can achieve them together. Looking at the whole financial scenario allows me to offer mortgage products that fit my client’s needs.” Cari offers FHA, conventional, VA, USDA, first-time homebuyer down payment assistance programs, renovation and jumbo loans. Outside of the office, Cari is married with two teenage sons who are homeschooled. Cari enjoys volunteering her time to help those in her community, traveling, camping, cross stitching, and organizing. Call Cari to begin your home financing journey!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Jyothi P
May 08, 2024
Verified

I recently had the opportunity to work with Cari Zepeda at Guild Mortgage. She is amazing and gets the job done! My client was able to get his loan approved and closed on his house within two weeks. She worked hard and was very efficient in making sure the loan was approved. Cari constantly updated us on the process, so I never had to reach out to her for an update. I highly recommend Cari for your mortgage needs.
Tom
Feb 12, 2024
Verified

Couldn't recommend Cari enough. It was a pleasure working with her and she made everything so easy. We had very little to do which is exactly what we needed.
Jenna B
Oct 01, 2022
Verified

Cari was SO helpful and super responsive throughout the whole process. Highly recommend!
Joshua W
Sep 13, 2022
Verified

Cari was amazing to work with, and I would highly recommend her. We needed to close quickly, and she kept everything moving along to ensure we were prepared. We had several opportunities to chat on the phone and by email. She was always very helpful whenever we had questions. She was also very responsive. That meant a lot to us since we haven't bought a home for 14 years. We had a lot of questions, and she was quick to provide answers. Cari is down to earth, and she helped make our home buying experience awesome!
George L
Jun 13, 2022
Verified

Cari is the best! Guided us along every step of the way!
Michael W
Mar 30, 2022
Verified

Cari is a true professional and cares deeply about her clients and helping them. If you want someone who’s attention to detail is spot on then look no further. Highly recommend. Closing on Mortgages these days are very complicated. She walks you through step by step with our best interest at hand. Very thankful and appreciative. Refreshing working with someone who cares. 😊😊😊

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Awards

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member of Guild Giving
NMLS ID #1939523
I am authorized to do business in the states of Arizona, Florida, Illinois, Indiana, Michigan, Tennessee and Wisconsin. AZ BK#0018883; AZ BKBR# 1048380; AZ LO Lic.# 1025554; (www.nmlsconsumeraccess.org/);