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Margaret Basic

Margaret Basic

Senior Loan Officer

2471 West Sullivan Road, Aurora, IL 60506
Own what matters
Own what matters

About Me

Margaret Basic is a Sr. Mortgage Loan Originator with over 20 years of experience in the mortgage industry. She takes pride in being available and helping you through every step of your mortgage process, as well as communicating and educating you in all aspects of your home loan. Margaret is always available to ensure your questions are answered. She offers extensive knowledge in conventional, FHA, USDA and VA loans, as well as first-time homebuyer down payment assistance programs, renovation and jumbo loans.

Outside of the office, Margaret is involved in the Robert Shields Memorial Scholarship Foundation. She enjoys traveling, reading, golfing, and going to the beach. Call Margaret today to start you home buying journey.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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NMLS ID #187572
I am authorized to do business in the states of Arizona, Florida, Illinois, Indiana, Maine, Michigan, Minnesota, Ohio, Tennessee and Wisconsin. AZ BK#0018883; AZ BKBR# 1048365; AZ LO Lic.# 1032732; (www.nmlsconsumeraccess.org);