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Select from hundreds of loan products tailored to your needs

Marcus Chapa

Marcus Chapa

Loan Officer

1411 North College Rd., Suite 300, Twin Falls, ID 83301
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Phone:
(208) 410-5157
Mobile:
(208) 410-5157
Branch:
(208) 732-0840
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Own what matters
Own what matters

About Me

As a mortgage lender, I am passionate about assisting my clients choose the best real estate financing option that meet their needs. I believe that every home financing experience should be tailored to each client individually. I am an Idaho native and currently reside in Burley, Idaho with my family. On my days off you may catch me on the golf course or kayaking. I look forward to servicing and assisting my community with any home financing needs.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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NMLS ID #2541937
I am authorized to do business in the state of Idaho.