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Own what matters

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

John Dispirito

Sales Manager

94-849 Lumiaina St., Suite 206, Waipahu, HI 96797
Own what matters

About Me


I have been in the lending industry for four decades and on the beautiful island of Kauai since 2005. 

Over my career I have helped thousands of borrowers purchase their homes, second homes and investment properties. I have also helped borrowers refinance into improved loan products to save money or utilize their equity for debt consolidation, home improvement and investment. 

My clients and Realtor partners appreciate my speed of service and availability.  This is not a 9 to 5 world and I have found the best time to discuss purchasing or refinancing a property is after hours and weekends. 

If experience and speed of service are important to you, please reach out to me at your convenience. 


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The perfect home loan for you

We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.

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NMLS ID #228380
I am authorized to do business in the state of Hawaii.