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Cathy Allen

Cathy Allen

Senior Loan Officer

970 N.kalaheo Ave., Suite A304, Kailua, HI 96734
Own what matters
Own what matters

About Me

Cathy Allen is a career mortgage professional with more than 25 years in the mortgage industry. Cathy has won multiple company and industry awards for her production and service excellence, including named as the Honolulu Magazine’s Best in Real Estate.  Mortgage professional 2013 and President’s Club. Cathy’s many satisfied Realtors and clients are a testimony to her mortgage expertise and caring attitude.

Cathy understands that researching the vast amount of mortgage loan program and narrowing it to one that best fits her client’s needs and budget is as important as finding the ideal home.  She is experienced with Conventional, FHA, VA and 203k Renovation loans.  Whether you are a first-time homebuyer or purchasing the home of your drams, rest assured Cathy will assist you with defining your needs and make every effort to meet your goals to attain your home.

Cathy states “Helping people realize their dream of homeownership is the most rewarding to me.  My client’s best interest is always a priority.  I look forward to earning your trust and exceeding your upmost expectations.”

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.89 out of 5.0 stars
4.86
5.0
Dollcy
Apr 08, 2024
Verified

Great smooth quick transaction with Cathy and Team, awesome job! Thank you!
Celesther
Apr 08, 2024
Verified

Very professional and communication was superb
Lee
Mar 18, 2024
Verified

I thought it was smooth.....
Rowena
Mar 18, 2024
Verified

I had a great experience with Cathy because the service she provided was exceptional, the staff (Amy Pullen, Gordean Leslie-Walk, and Brian Cordona) were knowledgeable, friendly, helpful and professional. Teamwork makes the dream work and that's what was delivered to me.
Judith
Mar 11, 2024
Verified

I was impressed with how this team worked under a tough situation. They stayed focused and positive to finish strong.
Abegail
Oct 02, 2023
Verified

They are doing their job really fast and it looks really good.

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Awards

awards awards

Causes I'm
passionate about

causes
NMLS ID #685876
I am authorized to do business in the states of Hawaii and Nevada. NV Mortgage Company #1141;