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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Aloha, 

I have been in the lending industry for four decades and on the beautiful island of Kauai since 2005. 

Over my career I have helped thousands of borrowers purchase their homes, second homes and investment properties. I have also helped borrowers refinance into improved loan products to save money or utilize their equity for debt consolidation, home improvement and investment. 

My clients and Realtor partners appreciate my speed of service and availability.  This is not a 9 to 5 world and I have found the best time to discuss purchasing or refinancing a property is after hours and weekends. 

If experience and speed of service are important to you, please reach out to me at your convenience. 

Mahalo 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
4.95
5.0
Maile Marie K
Nov 04, 2024
Verified

The team put as at ease with our questions and were there for us throughout the proces. As first time homebuyers we had lots of questions, thankful for John's expertise and experience!
Karen
Aug 19, 2024
Verified

John Dispirito was amazing. Always professional and so helpful every step of the way
Jim
Jul 15, 2024
Verified

John is excellent to work with. He has tremendous knowledge, wonderful to work with and my clients love him.
Jill
May 28, 2024
Verified

John and his team were very impressive. Professional and timely. We were able to close early and they made everything so easy.
Richard
May 28, 2024
Verified

This was my first home purchase and John took the time to "hold my hand" to guide me through the entire process. His vast knowledge, experience, compassion and understanding made the entire process informative, less anxiety provoking, and easy to understand. His counsel and guidence were impressive and ecconomically beneficial. We spoke for hours on the phone to inform me of my rights and possibilities. John is a most trustworthy, intelligent, understanding, informative and knowlegabe broker. I most highly recommend John and Guild Mortgage to be your broker.
Kevin V
Apr 30, 2024
Verified

All-in-all a great group of people to work with and kudos to John for his incomparable help and support throughout the loan process! I would definitely recommend him and his team to anyone.

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #228380
I am authorized to do business in the state of Hawaii.