Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Ethan Rohner

Ethan Rohner

Sales Manager

95 Lono Avenue, Suite 104, Kahului, HI 96732
Own what matters
Own what matters

About Me

Mortgage lending is more than selling loans. It’s about helping people achieve their homeownership goals. Whether that’s helping them reach a better financial position or connecting them to the home of their dreams, it’s about guiding them to the finish line.

My industry experience has taught me to take the time to understand my customers: What’s their story? How can I help them in their pursuit of a home? When I see my customers as real people with real goals, needs, and dreams, I get to match them with the best loan product and create a truly seamless lending experience.

Everyone has a story to tell. What they need is a Loan Originator who will listen, customize a loan to meet their needs, and guide them every step of the way.

I look forward to working with you!

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.75 out of 5.0 stars
4.75
Vicki
Apr 15, 2024
Verified

Helpful information was provided!
Heather
Apr 15, 2024
Verified

We really appreciate Ethan providing multiple flood insurance policies/companies to us so we could use the best option!

Video gallery

View More

Awards

awards

Causes I'm
passionate about

causes
NMLS ID #335911
I am authorized to do business in the states of California and Hawaii. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;