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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

With over 30 years in mortgage lending, I started my career in Birmingham, AL, serving the Birmingham Metro area for 25 years. Now based in Clanton, I conveniently serve both Birmingham and Montgomery areas. As a trusted lender, I've helped countless families achieve homeownership. I offer honest, caring service and strive to make the loan process smooth and stress-free. With expertise in FHA, USDA, Conventional, and VA loans, I'll find the best options for you. Outside of work, I enjoy time at Lake Mitchell with family, friends, and my cat, Moses Mosley. Most weekends, you'll find me on a boat with friends!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
5.0
4.9
5.0
Cindy V D
Aug 13, 2025
Verified

We Love Lynne Mosley. We all had a great experience!
Cindy
Aug 09, 2025
Clanton, AL
Verified

This was a great experience for me and my clients. Lynne's personality is infecious. She always responds in a timely manor should we have any questions or concerns. I will keep her on speed dial! Thank you
Franklin
Aug 09, 2025
Clanton, AL
Verified

Lynne was very helpful and understanding. She was prompt in getting back to us as well as the rest of the team. Thank you
Leigh
Jul 30, 2025
Birmingham, AL
Verified

So thankful my client had you to walk thru this home purchase...the process was quick and painless which was exactly what he needed!
Warren
Jul 30, 2025
Birmingham, AL
Verified

I have used Lynne Mosley before and would definitely use her again. She looks out for my best interest and really walks me through the entire process.
Wes
Jul 25, 2025
Hoover, AL
Verified

I can’t say enough great things about working with Lynne Mosley start to finish, the process was smooth, transparent, and professional. If you’re looking for a lender who is knowledgeable, trustworthy, and genuinely cares about your success, I highly recommend

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #7369
I am authorized to do business in the states of Alabama and Georgia.