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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA
If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
Adam was amazing!!!
Buying a home is scary. we were super nervous we had talked with a few places and without even looking into us they said no they couldn't help that we would need more income. we choose to bw be a 1incime family and more income wasn't an option. We didn't have a high house budget in mind so we were shocked. Adam never judged us for 1 income and thoroughly listened to us and what we were looking for. He was amazing at staying in touch and answering any questions we had I feel like he went above and beyond .
Adam was amazing! Truly made this stressful process seamless and easy!
It was a pleasure working with Adam and guild, couldn't recommend it enough
Adam kept everyone in the loop throughout the entire loan process which provided for a very smooth closing. If you are considering purchasing a home, I would highly recommend calling Adam to discuss your loan options and get pre-approved before starting your search.
Adam did a great job keeping everyone informed throughout the loan process which provided for a smooth closing.
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NMLS ID #2578005
I am authorized to do business in the state of Georgia. 
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