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Kade Lyons

Kade Lyons

Area Manager

4070 Columbia Rd, Suite 240, Martinez, GA 30907
Own what matters
Own what matters

About Me

Kade Lyons is a dedicated and experienced professional in the mortgage industry, serving all of Georgia and Alabama. 

With over 25 years of experience, Kade has been helping people achieve their dream of sustainable homeownership. He currently serves as an Area Manager at Guild Mortgage Company, located at 4070 Columbia Rd, Suite 240, Martinez, GA 309072.

Kade is known for his personable and approachable demeanor, combined with a high level of professionalism. He is committed to providing clear instructions and thorough explanations to his clients, ensuring they understand every step of the loan application process. His dedication extends beyond regular working hours, often managing accounts and responding to clients even during holiday weekends.

His clients appreciate his patience, honesty, and the genuine care he shows throughout the home buying process. Kade's expertise extends to a wide range of loan products, enabling him to offer tailored solutions to fit every situation. From first-time homebuyers to military families and rural residents, Kade is equipped to find the right home loan for everyone.

Kade Lyons is not just a mortgage loan officer, but a trusted advisor who goes above and beyond to help his clients navigate the path to homeownership.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Keith
May 09, 2024
Verified

Kade was awesome from start to finish. Answered any and all questions and concerns I had very truthfully. Kade was very patient with us and our house hunting. I didn't feel pressure to hurry up ang buy. Very professional I would recommend him to family and friends for sure. I shopped for several lenders to see who had "the best programs". Doing this process you will find its not always about the best programs. But getting with a lender who can explain to you the pros and cons to said programs and what will work best for you and your financial situation. Kade was very genuine and very helpful throughout this process.
MikeK
Jul 09, 2020
Verified

I’m a senior financial analyst for a large commercial brokerage firm, and to say I did my homework on mortgage rates in Spokane is an understatement. After reviewing and negotiating over 10 lenders in the area..brokers, banks, and all the credit unions, Kade had the best rate, lowest fees, and best down payment options, by a significant margin. The process was seamless, and Kade knows what he is doing. Highly recommend.
klmmrz3
Jan 15, 2019
Verified

Kade Lyons is an extraordinary lending manager. He is personable and approachable, yet very professional. First, when you call, he actually answers the phone. The initial loan application is on line and he provided a very thorough explanation regarding its completion along with the very clear instructions provided on the document itself. In addition, if you prefer to conduct business face to face with your loan officer, he is very accommodating and will spend as much time with you as you need to get all your questions answered and your paperwork completed. I had to drop off some signed paperwork and didn’t realize I didn’t have everything I needed until I got to the bank. It was the day after thanksgiving and I mentioned to the bank person that I thought I was missing some things. Kade was so on top of the process he texted me that day and had the paperwork I needed sent to my email. This was the day after a holiday ... there is no mortgage lender managing their accounts on the holiday weekend except for Kade Lyons. I had to be out of town the next week in a remote location and Kade was still able to engineer all the transactions required to move the process along. This was a new construction loan so there were appraisals and reappraisals that had to be arranged as well as multiple walk throughs. In spite of all the complications, we were able to close the property in less than 30 days. US Bank is considered one of the most ethical financial institutions to do business with. See the quote below. “U.S. Bank has been recognized by the Ethisphere Institute, a global leader in defining and advancing the standards of ethical business practices, as one of the 2018 World’s Most Ethical Companies. The company has been recognized for four consecutive years. Kade Lyons exemplifies this ethical behavior in all aspects of the process. In addition he is an incredible compassionate human being who really wants to help you achieve your objective. Kade Lyons and US Bank is the very best choice for you to team up with to guide you through this process. Your business will be handled with care and you will be treated with respect. You will NOT regret this choice.
sjalexander
Jan 09, 2019
Verified

Kade and his team at US Bank were wonderful to work with. Always keeping us in the loop as to what was going on with our loan. Kade and his processor were very quick to respond to all of our questions throughout the homebuying process. If you’re wondering who you can trust and count on through such an important purchase, look no further! Kade and his team are the best!!

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NMLS ID #404505
I am authorized to do business in the states of Alabama and Georgia.