Contact Me
hero image
Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Tammy White has worked in the mortgage industry for over 22 years, Tammy has extensive knowledge of all facets of the loan process. Tammy specializes in working with VA, FHA, and Conventional loans and loves working with first-time home buyers. She has been continuously recognized by the Mortgage Banker's Association of Georgia (MBAG) and has received both Gold and Platinum awards since 2006. Tammy is a Columbus, GA, native and lives there with her husband and two daughters. She strives to build lifelong relationships in her business. Tammy is a member of the Columbus Board of Realtors and a board member of the local MBAG Chapter. If you are looking to buy, build, or refinance in or around the Columbus area, Tammy White is here to meet your needs.

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Jamie
May 27, 2025
Valley, AL
Verified

It's always a pleasure working with Tammy and staff. Very knowledgable and communicative.
Daniel
May 27, 2025
Valley, AL
Verified

Thanks for everything! 10/10 Service!
User8380197
Nov 29, 2018
Columbus, GA
Verified

Tammy is a true professional she worked with me to explain every detail. I will highly recommend her to anyone looking for a home loan. Powered by SocialSurvey
User7326281
Jul 28, 2018
Columbus, GA
Verified

When I say Tammy is the best she is! She were there the whole entire time! My real estate agent referred me to Tammy and Im glad I listen. Try for yourself and I promise you will not be disappointed
Taylor M
Feb 13, 2018
Phenix City, AL
Verified

We were first time home buyers & Tammy was wonderful! Low pressure but very thorough & always made herself available to answer questions. If you're purchasing a home, please go to Tammy. You will not regret it.
Zuser2014080
Dec 27, 2017
Columbus, GA
Verified

Tammy made the whole process of buying my (first) home a simple and stress-less process! She was always clear on what she needed, when, and kept me on task so that I could quickly and easily make decisions about financing my purchase.

Video gallery

View More

Awards

Causes & Memberships

member of Guild Giving
NMLS ID #453643
I am authorized to do business in the states of Alabama and Georgia.