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About me

I'm a Loan Officer with Guild Mortgage, serving clients from first-time homebuyers to experienced real estate investors. I offer a wide range of financing options, including Conventional, FHA, VA, USDA, and other creative solutions such as DSCR loans, allowing me to structure loans that fit different goals and scenarios.Read more

I'm a Loan Officer with Guild Mortgage, serving clients from first-time homebuyers to experienced real estate investors. I offer a wide range of financing options, including Conventional, FHA, VA, USDA, and other creative solutions such as DSCR loans, allowing me to structure loans that fit different goals and scenarios.

 

With years of experience in mortgage lending and real estate investing, I bring practical insight and creative problem-solving to every transaction. I'm known for my ability to clearly break down the numbers, helping buyers understand their options and move forward with confidence.

 

I'm bilingual in English and Spanish, responsive, and committed to making the loan process smooth, transparent, and stress-free. When I'm not working with clients, you'll probably find me enjoying a good cup of coffee.

Awards

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Causes and Memberships

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Testimonials

5.0 (3 reviews)
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5.0
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5.0
Richard Matos is the Best loan officer . This is my first closing with him. And I am looking forward to continuing business with him!
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Robin S.

July 21, 2026

Richard Matos was Excellent! I love how patient and informative he is with my buyer as well as me as a realtor. I told him i will definitely be giving him my business. I am an Associate Broker at Keller Williams Atlanta Partners . I already gave Richard a client referral. I love Guild Mortgage updates you give. Richard is the Best!
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Robin

July 21, 2026

Atlanta, GA

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #1248448

I am authorized to do business in the states of Alabama, Florida, Georgia and Tennessee.

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Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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