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Jamie Christopher
Loan Officer
NMLS# 2351068
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA
If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
From the first time i spoke with Mrs.Christopher she explained and listened to my concerns she addressed them in a timely fashion. I really appreciate the kindness, and patience she gave me.
I had a fantastic experience working with Jamie during the mortgage process. From start to finish, she was incredibly helpful, communicative, and thorough. She took the time to explain every step clearly, answered all of our questions promptly and multiple times, and made what could have been a stressful process feel smooth and manageable. What really stood out was how personable she is. She really made us feel like a priority. We always felt confident that we were in good hands. Her professionalism combined with her warm attitude made a real difference, and we couldn’t be more grateful.
If you’re looking for a lender that will communicate with you every step of the way, then you should look no further than Jamie Christopher. When Jamie is not busy helping other clients, she is very responsive. If I have a question, Jamie either has the answer, or will get right back with me once she has it. In real estate, have vendor partners who have a vested interest and shows up for each and every client is critical. Jamie and Guild Mortgage team does just that! If you have a problem, Jamie and her team has a solution. I couldn’t recommend a better lender partner.
Wonderful Experience
We were able to work together and get it closed
Jamie at Guild Mortgage made my home-buying experience a very pleasant one. She listened, processed, researched, and worked diligently to get my loan closed. From start to finish, communication was open and regular, I felt as if she had my best interest at heart, and 37 days later, I was at the closing table obtaining the keys to my new home! YOU HEARD IT CORRECTLY... FROM START TO FINISH WAS 37 DAYS!!! I couldn't ask for a better loan officer or mortgage company. If you are shopping for a mortgage, or just ready to start the process, JAMIE CHRISTOPHER and Guild Mortgage are HIGHLY recommended!!! :) Sincerely, A happy customer - from the comfort of my lovely home... Nicole M.
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NMLS ID #2351068
I am authorized to do business in the states of Alabama, Florida and Georgia. 
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