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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.86 out of 5.0 stars
4.81
5.0
Russel
Jul 02, 2025
Locust Grove, GA
Verified

Very informative, responsive, and excellent communication.
Terry
Jul 02, 2025
Locust Grove, GA
Verified

After a few unpleasant experiences with other companies, we met Jamie. She was thorough, detailed, and helpful, and walked us through the process, helping us make the best decision on the loan and rates. She moved quickly to get me prequalified, then preapproved, ultimately closing the deal. I appreciate her!
Kimberly
Jul 01, 2025
Villa Rica, GA
Verified

Jamie webt above and beyond to ensure I closed on my original closing date even with the unforeseen circumstances that came up.
Diamond
Jun 28, 2025
Dudley, GA
Verified

Ms. Jamie was truly a blessing
Latrice
Jun 24, 2025
Valdosta, GA
Verified

Mrs. Christopher was very informative. She explained everything about the loan process thoroughly. She was very patient with me, and that is what i needed as a first time homebuyer.
Ann
Jun 24, 2025
Valdosta, GA
Verified

Wonderful service

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member of Guild Giving
NMLS ID #2351068
I am authorized to do business in the states of Alabama, Florida and Georgia.