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Jamie Christopher
Loan Officer
NMLS# 2351068
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA
If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
It was a pleasure having a loan officer to help guide my husband and I through our process. This was my first experience and it was a smooth process. I would do it all again using Mrs. Jaime because she was knowledgeable and if she didn't know something she would find out and made sure to get back with us within good timing. Thank you for all you done.
" underwriter " experience was a tough one. Jamie Christopher was AMAZING she fought tooth and nail to make sure everything fell in place. Many loan officers may have gave up on me but she didn't. For ever grateful for her!!
My wife and I had great communications with our loan officer from the beginning of the loan process until the end. All of our questions were answered. Excellent customer service. We will definitely recommend Guild Mortgage to our family and friends.
Hello my name is India Harris and I would like to say that my experience was definitely breath taking and I am so happy now . Getting a home was on my to do list and I wanted one by 23 and I did just that with the help of Guild Mortgage and my loan officer Mrs.Jamie Christopher . Her customer service was everything to me and it made me more comfortable and at ease even though this is my first time . Any questions I had she had the answers to and could break everything down to me so I could understand. I can't express how grateful I am for the patience and the support from her and I thank her and Guild Mortgage so much . Thanks for everything !
GREAT experience and very knowledgeable! I expect to do many business ventures with Jamie! She's the best
The loan officer was available during odd hours due to my work schedule when I had questions and made the loan process simple. From start to closing was around 30 days which is rare dealing with real estate. I give all the credit to Jamie Christopher for the speedy process and my new home.
NMLS ID #2351068
I am authorized to do business in the states of Alabama, Florida and Georgia. 
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