Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Jamie Christopher
Loan Officer
NMLS# 2351068
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA
If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
I am so grateful for all the help and support I received from Jamie. From start to finish, she made the process smooth, clear, and stress-free. She took the time to explain everything in detail, answered all my questions promptly, and were always available when I needed guidance.
Guild Mortgage is a company that is for helping families they gave us our first home loan four years ago and we just refinanced with them. They are very patient and the make you feel like you family.
Mrs. Christopher thank you so much for being very patient with us, We never thought we would ever refinance and you just made it make sense we will never leave Guild Mortgage not buy choose Please keep blesing families.
Closing on time, great customer service & communication!
Mrs. Christopher was very helpful with me and my wife on getting things done.
It was a pleasure workimg with Jamie. Very professional. Kept me abreast of the loan every step of the way. Always returned my calls in a timely manner, even on weekends. I have no problem recommending her to my future clients!
NMLS ID #2351068
I am authorized to do business in the states of Alabama, Florida and Georgia. 
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