Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Jamie Christopher
Loan Officer
NMLS# 2351068
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA
If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
Jamie was a very pleasant and knowledgeable loan office to work with. She always returned calls to the client and realtor in a timely manner. She has a beautiful personality and made her clients feel at ease and comfortable. Jamie came to the new home which made the buyer and realtor feel it's more than just a job to her, it's a passion and she was just as joyful and excitement as the buyer. Jamie is a true team player.
Jamie promptly answered all my questions and provided understanding of every aspect of my loan. I appreciated her service.
Jamie was absolutely wonderful! She took the time to explain the process to me and answered my questions after hours. She was amazing to work with, and will refer my friends and family to her! Thank you again for helping me close on my new home!
They encouraged me even when I was thinking about giving up.
Great communication which is needed in transaction.
Everyone I called, they answered!
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NMLS ID #2351068
I am authorized to do business in the states of Alabama, Florida and Georgia. 
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