Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Jamie Christopher
Loan Officer
NMLS# 2351068
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA
If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
Jamie was fantastic to work with! From start to finish, she made the process smooth, stress-free, and straightforward. She was always available to answer questions, kept me informed every step of the way, and went above and beyond to ensure that everything stayed on track. Her professionalism, patience, and dedication truly made a difference. Highly recommend Jamie to anyone looking for a knowledgeable and reliable lender!
Jamie was great. She was very helpful during the process . Very knowledgeable.
I had a great experience working with Ms. Jamie Christopher. Her communication, professionalism, and genuine care throughout the entire homebuying process. From start to finish, she was always available to answer my questions, explain every step clearly, and ease any concerns the buyer and I had.
Jamie is a dream lender to work with! She was so patient with my first-time buyers, explaining everything in a way that actually made sense to them and never made them feel rushed or confused. She even helped them get closing cost assistance, which was a huge blessing! You could feel how much she genuinely cared about their experience and success. Grateful to have her as a partner in this business!
It is always a pleasure working with Jamie throughout my clients buying process. I will be sending more clients her way for sure.
The process was very smooth
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NMLS ID #2351068
I am authorized to do business in the states of Alabama, Florida and Georgia. 
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