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Cotton Lowe
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Cotton Lowe

Loan Officer

802 Oakhurst Drive, Suite B, Evans, GA 30809
Own what matters
Own what matters

About Me

Cotton Lowe is a Mortgage Loan Officer and has been in the mortgage industry for three years now; helping people like you obtain their goal of sustainable homeownership. Cotton understands that mortgages and lending can be unfamiliar territory for many. Over the years Cotton has had the opportunity of working with people who have a wide variety of situations and has helped them achieve their financing goals. Whether you are a first-time homebuyer refinancing or buying your third investment property Cotton will guide you through the loan process seamlessly by providing quality communication and advice. Cotton can provide a wide range of home loan options that make the most sense for your situation. What are the benefits of working with a Guild Mortgage Loan Officer? The thing that makes Guild so great to work with is that we are a direct lender. This means each branch and regional office is equipped to complete the entire loan process locally. Cotton will be in control of your loan file throughout the entire process. This system allows for continuous communication and has given us a proven track record of closing loans quickly and efficiently.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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5.0 out of 5.0 stars
May 26, 2024

Cotton was awesome every step of the way! Ran multiple loan scenarios on several different houses and always got back to me quickly. She explained the loan process in a way that was easy to understand and made the process much less stressful. Highly recommend her!
Brittany H
Feb 24, 2024

Your go to girl to make the home buying process smooth and enjoyable!
James H
Dec 15, 2023

Thank you Cotton for all your help! You were very attentive and available throughout the process and I appreciate it very much!
Jean H
Jun 09, 2023

Cotton was great to work with and available 24/7. She was very patient and answered all questions, sometimes several times. Cotton helped this technically challenged person through signing the documents electronically and getting all documents to her electronically. The buying process went smoothly with her help. I highly recommend Cotton.
Lisa W
May 26, 2023

5 STARS! Cotton is a true professional and was available when we needed her. She was a pleasure to work with. I would highly recommend her to anyone that is looking for a mortgage broker. She goes above and beyond for her clients.
Matthew H
Apr 17, 2023

I recently purchased my first home and went through cotton. She helped tremendously and answered all questions I had in a very timely manner. I wouldn’t have wanted to use any other loan company and I’m glad I went through cotton as they very friendly and great at what they do.

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Causes I'm
passionate about

NMLS ID #2129434
I am authorized to do business in the states of Florida, Georgia and South Carolina.