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Cotton Lowe
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Cotton Lowe

Loan Officer

802 Oakhurst Drive, Suite B, Evans, GA 30809
Own what matters
Own what matters

About Me

Cotton Lowe is a Mortgage Loan Officer and has been in the mortgage industry for three years now; helping people like you obtain their goal of sustainable homeownership. Cotton understands that mortgages and lending can be unfamiliar territory for many. Over the years Cotton has had the opportunity of working with people who have a wide variety of situations and has helped them achieve their financing goals. Whether you are a first-time homebuyer refinancing or buying your third investment property Cotton will guide you through the loan process seamlessly by providing quality communication and advice. Cotton can provide a wide range of home loan options that make the most sense for your situation. What are the benefits of working with a Guild Mortgage Loan Officer? The thing that makes Guild so great to work with is that we are a direct lender. This means each branch and regional office is equipped to complete the entire loan process locally. Cotton will be in control of your loan file throughout the entire process. This system allows for continuous communication and has given us a proven track record of closing loans quickly and efficiently.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info


4.99 out of 5.0 stars
Brittany H
Feb 24, 2024

Your go to girl to make the home buying process smooth and enjoyable!
Brittany H
Feb 21, 2024

Cotton is extraordinarily talented in what she does! She goes above and beyond to ensure a great experience, and makes the home buying process a smooth one!
Logan B
Dec 19, 2023

Cotton was Great
James H
Dec 15, 2023

Thank you Cotton for all your help! You were very attentive and available throughout the process and I appreciate it very much!
Dec 14, 2023

Cotton was very helpful and knowledgeable throughout the whole home buying experience. I appreciate her help very much! She was always quick to respond to any questions I had, and guided me through every aspect of the process.
Jean H
Jun 09, 2023

Cotton was great to work with and available 24/7. She was very patient and answered all questions, sometimes several times. Cotton helped this technically challenged person through signing the documents electronically and getting all documents to her electronically. The buying process went smoothly with her help. I highly recommend Cotton.

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passionate about

NMLS ID #2129434
I am authorized to do business in the states of Florida, Georgia and South Carolina.