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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Jocelynn P
Apr 22, 2025
Verified

We couldn't be more pleased with the exceptional service we received from Mr. Richard Key. From our first converstation to the final closing, Mr. Richard was incredibly knowledgeable, responsive, and professional. He took the time to explain every step of the process clearly and made sure we felt confident and informed throughout. What truly stood out was his dedication to making things smooth and stress-free. Mr. Richards was always available to answer our questions (even the small ones), and he kept us updated at every stage. We never felt rushed or overlooked - instead, we felt like a valued client whose needs genuinely mattered. I would highly recommend working with Mr. Richard and his team if you're looking for a mortgage lender who genuinely cares and delivers excellent results. They've set a new standard for excellent service!
Jocelynn
Apr 21, 2025
Fort Mitchell, AL
Verified

We couldn't be more pleased with the exceptional service we received from Mr. Richard Key. From our first converstation to the final closing, Mr. Richard was incredibly knowledgeable, responsive, and professional. He took the time to explain every step of the process clearly and made sure we felt confident and informed throughout. What truly stood out was his dedication to making things smooth and stress-free. Mr. Richards was always available to answer our questions (even the small ones), and he kept us updated at every stage. We never felt rushed or overlooked - instead, we felt like a valued client whose needs genuinely mattered. I would highly recommed working with Mr. Richard and his team if you're looking for a mortgage lender who genuinely cares and delivers excellent results. They've set a new standard for excellent service!
Dawson
Mar 31, 2025
Columbus, GA
Verified

As a first time buyer they made our process very easy and seamless. They answered every question every step of the way making it very easy to understand. We are very grateful for our experience and professionalism.
Bobby
Mar 17, 2025
Phenix City, AL
Verified

Ricky Key always makes himself available, at all times. His professionalism is unmatched, always being pro-active in communicating and anticipating what his clients need, before they know it. Very organized and experienced, made this transaction go so smoothly.
CHRISTOPHER
Jan 27, 2025
Phenix City, AL
Verified

Great communication from all parties involved.
Robert
Jan 27, 2025
Phenix City, AL
Verified

Ricky got us to where we needed to be and was very knowledgeable about everything we needed to do and when to do it.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #543344
I am authorized to do business in the states of Alabama and Georgia.