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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.92 out of 5.0 stars
5.0
4.89
5.0
Vada G
Jul 31, 2025
Verified

Cole and his team made this experience so easy - never did I have to worry at any step throughout this process. Everything was done efficiently and without error - very happy we used Guild!
Sylvia
Jul 29, 2025
Vero Beach, FL
Verified

Cole is very professional, personable, and did an excellent job. My clients were very pleased. Thank you.
Corinne
Jul 28, 2025
Vero Beach, FL
Verified

Truly the BEST! Halfway through the transaction, my buyer made the decision to switch from a conventional loan to a VA loan. With tight timelines and a few added layers of complexity, it could have easily become a stressful situation—but Cole stepped in and made everything feel seamless. He quickly established trust with the buyer, helped them feel confident in the process, and his strong relationship with the listing agent played a big role in keeping everyone aligned—including the seller, who felt reassured moving forward with the VA loan. Despite the mid-process shift and time crunch, Cole managed to close on time, hitting our original deadline. That’s no small feat given the circumstances—and he made it all look easy. Highly recommend!
Peter
Jul 25, 2025
Sebastian, FL
Verified

Jennifer and I only recommend Cole Ripple when we need a lender for a real estate transaction we are working on. We highly recommend Cole is very knowledgeable and professional and a pleasure to work with we've probably closed 10 transactions in the last few months with Cole.
Erika
Jul 15, 2025
Vero Beach, FL
Verified

The loan officer and the entire team made the whole loan process very smooth and there was always great communication.
Donna
Jun 27, 2025
Vero Beach, FL
Verified

Cole was such a huge help during the loan process, very professional and courteous. I will be using Cole again for my next loan

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Causes & Memberships

member of Guild Giving
NMLS ID #1806771
I am authorized to do business in the state of Florida.