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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.97 out of 5.0 stars
5.0
5.0
4.84
5.0
Tom
Mar 03, 2025
Plant City, FL
Verified

I currently do not have a buyer that needs financing at this time but well always refer them to Carlos Ramos as they become one of my real estate clients.
William
Mar 03, 2025
Seffner, FL
Verified

They made the process as easy as it could be and explaining everything to us
Melissa
Mar 03, 2025
Seffner, FL
Verified

It was a pleasure working with Carlos on this smooth transaction! Thanks for the hard work on this on-time and successful closing!
krishna h
Feb 28, 2025
Verified

Carlos is amazing! As a first-time homebuyer, he helped calm my nerves and guided me through the process step by step. His communication is excellent, and he responds quickly to any questions or concerns. I highly recommend working with him!
Travis C
Feb 26, 2025
Verified

We had an amazing experience working with Carlos & Payson! They were extremely helpful from start to finish, always available with a quick response whenever we had questions. They took the time to answer all of our questions thoroughly and walked us through the entire process with patience and professionalism. Buying a home can be overwhelming, but the Ramos Team made everything smooth and stress-free. Thanks to their guidance and expertise, our home purchase was an overall great experience. We highly recommend them to anyone looking for a mortgage broker who truly cares!
Donnie H
Feb 25, 2025
Verified

Carlos and his team are some of the best in the business. They were on top of every detail and communicated clearly throughout the entire transaction.

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Causes & Memberships

member of Guild Giving
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NMLS ID #460046
I am authorized to do business in the state of Florida.