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Joe Wells
Branch Manager
NMLS# 1040526Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Testimonials
The rating and reviews below represent my top
reviews.
Read all customer reviews here.
4.85 out of 5.0 stars




Sherri
Mar 17, 2025
Panama City Beach, FL

Verified
Joe and Kathy were excellent to work with you. They were able to get me closed in less than a month all while I lived out of town.
Mowayne
Mar 03, 2025
Lynn Haven, FL

Verified
worked as the listing agent on this transaction. We were happy with the ease and speed of the transaction of the loan process for the buyer on this deal
Marc
Mar 03, 2025
Lynn Haven, FL

Verified
Joe is the man! He always answers any questions I have, and great at what he does.
Gene Jalbert DO, M
Feb 11, 2025

Verified
Working with Guild was a breeze and would highly recommend them to anyone!! Joe was awesome!
Eugene
Feb 10, 2025
Panama City, FL

Verified
Working with Guild was a breeze and would highly recommend them to anyone
Chanda
Jan 06, 2025
Panama City Beach, FL

Verified
Joe went above and beyond to make this transaction smooth, pleasant, and stress free.
NMLS ID #1040526
I am authorized to do business in the state of Florida.
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