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Select from hundreds of loan products tailored to your needs

Rachael Springfield
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Rachael Springfield

Loan Officer

124 E Miracle Strip Parkway, #602, Mary Esther, FL 32569
Own what matters
Own what matters

Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.96 out of 5.0 stars
4.95
5.0
Stephanie B
Jun 04, 2024
Verified

I have worked with Rachael throughout several transactions and she has been excellent each time!
Yesenia
May 28, 2024
Verified

Ty so much for everything 🙏🙏🙏
Gregory C
Feb 01, 2024
Verified

Communication was great. Rachael was very responsive when needed. It was a smooth and easy process!
Kathleen S
Feb 01, 2024
Verified

Rachael and Amy guided through the process from beginning to end. They promptly answered all of our questions and emails. Rachael even responded to calls and emails on the weekends. She went above and beyond to take care of us!!
Donyelle R
Jan 07, 2024
Verified

Great service!
Donyelle
Dec 28, 2023
Verified

It was a very easy process. Communication regarding steps and items needed very effective. Timely responses to any questions or concerns was great!

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Awards

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passionate about

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NMLS ID #459912
I am authorized to do business in the states of Alabama and Florida.