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Carol Smith

Branch Manager

323a Rehoboth Avenue, Rehoboth Beach, DE 19971
Own what matters

About Me

It’s my goal to make it the “perfect process” with a smooth closing and a satisfied customer every time. I get great pleasure from getting to know my clients and business partners and forming friendships along the way. There is no better sense of accomplishment than helping your customer with the purchase of their home. Whether a first home, dream home or retirement home, it’s always the same warm feeling. There is no better feeling of warmth and accomplishment than the compliments of a satisfied customer at the time of closing; I strive for a 100% satisfaction rating from my clients and business partners. The greatest compliment of all is entrusting me with the referral of a friend or family member. 

I love boot camp with my gym buddies in the morning, walking my dog, biking, cooking, and entertaining friends and family at the beach, and reading on the porch.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info


4.97 out of 5.0 stars
Aug 18, 2023

Everything was perfect! Carol gave me a closing date when we started the process and was on top it to make sure we met that date. She communicated with the sellers agent and my agent to be sure they had everything they needed to make the process painless. In fact Ian confident that my real estate agent will be referring Guild and Carol going forward. I believe all parties involved were thoroughly impressed with Carols professionalism. Thank you for a pleasant experience!!
Erik W
May 03, 2023

Carols knowledge about the home buying process was excellent! Helped me along the process and made it easy. The rates and Smith team is the best!
May 03, 2023

Carols knowledge about the home buying process was excellent. The Smith team is the best! I will recommend them to everyone.
Aug 23, 2022

Carol was wonderful and awesome to work with this was my first purchase and she helped me through every step of the way even with the parts that I did not understand. Once again thank you Carol for your help and making this process easy for me.
Apr 11, 2022

Carol helped me through purchasing my first house. She went above and beyond my expectations. She was attentive and responsive to our every need. She was so patient and compassionate when it came to explaining my dumb first time buyer questions over and over again until it made sense to me. She gave me a sense of security throughout this entire process. Her numbers and attention to detail were spot on I never had to submit a document twice. She always made herself available to me eased my anxieties and walked me through every step. I referred my aunt to Carol as well and she has nothing but good things to say about her. I would highly recommend working with Carol and Guild Mortgage. Carol is an incredible asset to Guild!
Feb 18, 2022

Carol is amazing! She will always have my loyalty....

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NMLS ID #476381
I am authorized to do business in the states of Delaware and Maryland.