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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.93 out of 5.0 stars
4.86
5.0
4.93
5.0
Denise
May 28, 2024
Verified

Tom helped us through the whole process.
John
May 28, 2024
Verified

I have worked with Guild Mortgage for over 15 years in it's various forms / names. I always find this company professional and well organized and proactive. This transaction was no exception.
Melvin
May 20, 2024
Verified

We are able to close on time.
Thomas
May 20, 2024
Verified

Everyone was responsive and never left us feeling uncertain
Kirstin
May 13, 2024
Verified

Lana and her team were amazing! They stayed in constant communication and helped my first time home buyer through the whole process.
Robert
May 06, 2024
Verified

Lana was responsive to questions 24 hours a day and kept us updated of our loan status constantly

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NMLS ID #108700
I am authorized to do business in the states of Connecticut, Florida, Massachusetts, Maine, New Hampshire, Rhode Island and South Carolina. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 108700; Rhode Island Licensed Lender;