Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Carlene Shannon

Carlene Shannon

Branch Manager

26 North Main Street, Suite 1b, Southington, CT 06489
Own what matters
Own what matters

About Me

Your satisfaction is my success. Your referrals are my future! I take pleasure in assisting all of my clients in placing the pieces of the mortgage application puzzle together. I pride myself on being there for my customers before, during, and after the loan transaction, which builds a lifelong, trusted relationship. I have been a consultant to many, assisting with one of the most important financial decisions a person can make.

I joined the Residential Mortgage Services family in 2012 and have over twenty years of experience in the mortgage industry, working in various roles throughout the entire process. In her spare time, I am an avid foodie and enjoy boating and traveling.

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Your home loan insights

Already a homeowner?
Find out what your home is worth and see how your equity can work for you.

Get your home estimate

X

Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
5.0
4.87
5.0
Ryan
Apr 08, 2024
Verified

Carlene and Jessica were a pleasure to work with, answered all of my questions, shared knowledge of CT-specific assistance programs, and got us a mortgage package that worked for us. We were concerned and anxious going into the underwriting process, but their expertise and understanding made the experience much more comfortable for us. We will definitely be recommending them in the future!
Sharon
Apr 08, 2024
Verified

I have had several very successful transactions with Carlene. She is truly one of the best in the business!!
Jacqueline
Mar 18, 2024
Verified

Carlene and Jessica were phenomenal through the whole refinance process! They were timely and made everything seamless! We had a horrible experience with another bank, so we were thrilled that they were able to make it such an easy experience after that. I would highly recommend Guild mortgage!
Joseph
Mar 09, 2024
Verified

I called Carlene about a refi about 8 weeks after starting the process with the bank that I currently hold accounts with. The process with them, (M&T) was Horrible. After explaining my situation to Carlene, we started the process with Guild. Approximately 4 weeks after I applied we Closed. The process with Guild was Seamless and Quick, I would Highly recommend them to anyone. Carlene and Jessica are Exceptional to work with and quick to respond to any questions.
Brittany
Mar 04, 2024
Verified

Carlene and her team were exceptional with communication and streamlined the process for myself and the buyers without any hiccups along the way. They were fantastic.
Tonya W
Dec 26, 2023
Verified

Very positive experience. Carlene was very knowledgeable and helpful. She stayed in constant communication with myself and husband to make sure we had the documentation we needed to complete the mortgage process.

Video gallery

View More

Awards

awards

Causes I'm
passionate about

causes
NMLS ID #403116
I am authorized to do business in the states of Connecticut and Massachusetts. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 403116;