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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Hello and welcome to my site at Guild! 

I’m James and I love to help people achieve their home ownership goals. For most people, this is the biggest purchase decision they will make during their lifetime. I enjoy bringing in my experience as an educator and financial advisor to make this experience a fantastic one. Whether you are a first-time home buyer, or a veteran in this process, I am committed to not only finding the best mortgage for you, but to help you be informed at every stage of the process. This includes excellent communication, clear explanations during the process, and straight forward and honest assessment of your situation.  

As you look to take the next step in your home ownership journey, you need a company you can trust. You also want a local professional you can count on to listen to your needs and goals, and help you achieve them. I would love to walk along side of you in this journey and use my experience to bless you. 

Give me a call or feel free to start your super-fast application online, right here on my page.  I work when agents, buyers and borrowers need questions answered.  I’m not a 9am to 5pm, Monday through Friday lender.  I know that being available for borrowers evenings and weekends is important. 

I look forward to meeting you and discussing your goals and dreams!! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.97 out of 5.0 stars
4.93
5.0
cami h
Dec 24, 2024
Verified

James Clifford is amazing! He made this so much less stressful compared to the last time I purchased a home. We really loved working with James and his team!
Cami
Dec 23, 2024
Pierce, CO
Verified

James made everything go smoothly and was very quick to answer our question. it was a great experienc!
Jamie E
Dec 23, 2024
Verified

James is my go to lender. He is a rock star!!
Jamie
Dec 23, 2024
Pierce, CO
Verified

James is a rock star!!
Sam
Dec 16, 2024
Sterling, CO
Verified

James and his team were amazing!!!
Dianne
Dec 16, 2024
Iliff, CO
Verified

Communication and CARE!

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #2282151
I am authorized to do business in the states of Colorado and Idaho.