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James Clifford

James Clifford

Loan Officer

111 5th Street, Windsor, CO 80550
Own what matters

About Me

Hello and welcome to my site at Guild! 

I’m James and I love to help people achieve their home ownership goals. For most people, this is the biggest purchase decision they will make during their lifetime. I enjoy bringing in my experience as an educator and financial advisor to make this experience a fantastic one. Whether you are a first-time home buyer, or a veteran in this process, I am committed to not only finding the best mortgage for you, but to help you be informed at every stage of the process. This includes excellent communication, clear explanations during the process, and straight forward and honest assessment of your situation.  

As you look to take the next step in your home ownership journey, you need a company you can trust. You also want a local professional you can count on to listen to your needs and goals, and help you achieve them. I would love to walk along side of you in this journey and use my experience to bless you. 

Give me a call or feel free to start your super-fast application online, right here on my page.  I work when agents, buyers and borrowers need questions answered.  I’m not a 9am to 5pm, Monday through Friday lender.  I know that being available for borrowers evenings and weekends is important. 

I look forward to meeting you and discussing your goals and dreams!! 

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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5.0 out of 5.0 stars
Nov 27, 2023

James was great! He kept in contact with me though out the transaction. You can tell he really cares about his clients!
Nov 27, 2023

James Clifford is one of the best Loan Officers that I've worked with in over 20 years as Realtor. James is available for questions and always keeps everyone well informed as the transaction progresses. And he even travels here for his closings. Our local lenders only do that half the time. He truly deserves my 6 star rating!
Jennifer S
Aug 28, 2023

Look no further for your mortgage needs! James and the team at Guild Mortgage are professional, knowledgeable, and wonderful to work with. They keep you up to date on the loan process, walking you through every step and answer any questions that may come up. They treated us like family and truly cared about our situation and home loan goals. James made us feel as though we mattered and respected us, treating us as much more than just a number or another client. I would highly recommend James if you are looking for someone you can trust with such a big decision in life such as purchasing or refinancing a home. We will definitely be using him, and Guild Mortgage, for any additional mortgage needs we have.
Aug 28, 2023

Working with Guild Mortgage, especially with James, was an absolute blessing! We had been rejected by another company (by no fault of our own) when James was recommended to us by a good friend. He walked us through the entire process, made no promises he couldn’t follow through on, and gave us up to date information as soon as he had something to pass along. He was extremely professional, answered all of our questions, and I feel he truly cared about helping us meet our goals as he worked on our mortgage loan. I would highly recommend James, and Guild Mortgage, to anyone I can.
Aug 23, 2023

James was a huge help in finding the right loan to fit my needs, kept me up to date on everything and was very helpful through out the entire loan process
Dave H
Aug 16, 2023

James is great. We recently used him to complete a purchase and he was fantastic. He is available to answer questions in a variety of ways. He made the process quick and easy and even got us closed early than promised. Give him a call and see what we mean!

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NMLS ID #2282151
I am authorized to do business in the state of Colorado.