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Select from hundreds of loan products tailored to your needs

About me

Hello and welcome to my site at Guild! 

I’m James and I love to help people achieve their home ownership goals. For most people, this is the biggest purchase decision they will make during their lifetime. I enjoy bringing in my experience as an educator and financial advisor to make this experience a fantastic one. Whether you are a first-time home buyer, or a veteran in this process, I am committed to not only finding the best mortgage for you, but to help you be informed at every stage of the process. This includes excellent communication, clear explanations during the process, and straight forward and honest assessment of your situation.  

As you look to take the next step in your home ownership journey, you need a company you can trust. You also want a local professional you can count on to listen to your needs and goals, and help you achieve them. I would love to walk along side of you in this journey and use my experience to bless you. 

Give me a call or feel free to start your super-fast application online, right here on my page.  I work when agents, buyers and borrowers need questions answered.  I’m not a 9am to 5pm, Monday through Friday lender.  I know that being available for borrowers evenings and weekends is important. 

I look forward to meeting you and discussing your goals and dreams!! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.95 out of 5.0 stars
4.89
5.0
David C
Jul 02, 2024
Verified

James is great ! we were first time home buyers without a realtor and he really helped us step by step through the process. He was very available for questions and very knowledgeable.
Julie
Jan 22, 2024
Verified

James treat brokers and clients with respect and he goes the extra mile!
Julie
Jan 22, 2024
Verified

James goes the extra mile for his clients which is much appreciated!
Olga
Dec 04, 2023
Verified

James is always on top of all his clients needs and truly wants to do what is right for each one of them. Have had many successful closings with James. Highly recommend him and the loan he has available, set him apart.
Brianna
Nov 27, 2023
Verified

James was great! He kept in contact with me though out the transaction. You can tell he really cares about his clients!
Dianne
Nov 27, 2023
Verified

James Clifford is one of the best Loan Officers that I've worked with in over 20 years as Realtor. James is available for questions and always keeps everyone well informed as the transaction progresses. And he even travels here for his closings. Our local lenders only do that half the time. He truly deserves my 6 star rating!

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #2282151
I am authorized to do business in the states of Colorado and Idaho.