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Francisco Vargas
Loan Officer
NMLS# 729476Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Testimonials
The rating and reviews below represent my top
reviews.
Read all customer reviews here.
4.76 out of 5.0 stars




Debi H
Jul 04, 2025

Verified
Everyone (lenders and support staff) at Guild Mortgage collaborates well as a team and is very client centric. They go above and beyond to make sure their customers have a smooth transaction. My most recent experience with Francisco and team was for a newly built home which can sometimes be challenging with construction delays. Francisco and team are seasoned professionals who handled all the last minute surprises well, closed on time, and walked away with a happy buyer and builder.
Edith
Jun 09, 2025
Montrose, CO

Verified
Everything was communicated , Francisco made the process fast and simple!
Deanna
May 27, 2025
Austin, CO

Verified
I had the pleasure of working with Francisco on a recent transaction for a first-time homebuyer, and I can't say enough good things about the experience. They were responsive, knowledgeable, and incredibly supportive every step of the way—from pre-approval to closing. What really stood out was their ability to communicate, which made all the difference for my client during what can be an overwhelming process! Having a lender who genuinely cares and follows through makes my job easier—and gives buyers the confidence they need to move forward. I wouldn’t hesitate to work with Francisco again!
Felipe M
May 20, 2025

Verified
Working with Francisco and Blanca was a fantastic experience. I was referred to them by a close friend, and I’m so glad I took their recommendation. From the very beginning, they were incredibly responsive and always available to answer any questions I had. This made the home-buying process much less stressful. Francisco kept me well-informed throughout, maintaining regular communication and providing timely updates via text and phone calls. As a first-time homebuyer, I felt confident and supported every step of the way. I would gladly recommend Guild Mortgage to anyone looking to purchase a home.
Felipe
May 19, 2025
Colorado Springs, CO

Verified
Francisco and Blanca were amazing to work with. I really appreciated how prompt they were with responses and their availability to answer questions was also a big help. Francisco was in constant communication with me about the status of my loan and quick to give me updates via text or phone calls. As a first time home buyer, I felt confident working with Franscisco that I was making the right choice. I would gladly reccomment Guild mortgage to anyone looking to buy a home.
William
May 05, 2025
Montrose, CO

Verified
The loan process was very simple and easy. Francisco was great to work with.
NMLS ID #729476
I am authorized to do business in the state of Colorado.
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