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Lori Richardson
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Lori Richardson

Mortgage Banker

7600 East Orchard Rd, Suite 300 N, Greenwood Vlg, CO 80111
Own what matters
Own what matters

About Me

It was 2001 when Lori Richardson realized her calling to revolutionize the mortgage banking industry by bringing clients a new level of mortgage expertise unparalleled in her field. With 34 years experience behind her, she has positioned herself as a personal CFO to her clients, and it remains her goal to change the way Americans are able to retire. 

She takes great pride in helping her clients prepare for the future and believes getting her clients into their home is just the first step. Before prescribing a mortgage strategy, she inquires about her clients’ goals and current financial situation, then makes a recommendation to help them maximize their wealth over time.


“We introduce our clients to a new generation of debt management tools and equity management strategies and show them how proper integration and management of their mortgage can keep the burden of debt from working against them, and instead make it work for them,” says Lori.

While the media focuses on how to save money on a mortgage, Lori educates her clients on how to make money with their mortgage. She helps them select a loan program that can help them to accomplish their goals, including:

• Providing for the safety & liquidity of their assets
• Increasing their net worth
• Maximizing their current tax deductions
• Improving current cash flow
• Preparing for future needs

When Lori’s not working with clients, she loves to travel, read, and spend time outdoors.  She and her husband Bob are avid runners, skiers, hikers, and bicyclists. When they’re not working, you’ll find them on a trail…SOMEWHERE above tree line in Colorado!  One of her very best friends, her daughter, is a writer/author, and in college in Nashville.  Lori credits her husband and daughter with keeping her sanity at home and her incredibly talented team with making her look good in the office and is incredibly grateful for their influence on her life! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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NMLS ID #272264
I am authorized to do business in the state of Colorado.