Originally from Ogden, Utah, I spent my first 16 years there skiing, golfing, shooting, hunting, fishing, trapping, riding horses/motorcycles and raising pets & farm animals. Moved to Denver, finished high school, attended Arapahoe Community College and CSU in Ft Collins. Have lived on the Colorado West Slope since 2009 and Grand Junction area since 2014 where I enjoy being with friends, playing in the mountains and the desert!  Started my mortgage lending career in 1987 and have been a loan originator most of that time, with the exception of some time in the Army, selling real estate for a couple of years and owning a motel for 4 years near Mesa Verde Nat'l Park. More than anything, I enjoy efficiently closing mortgage loans....resulting in happy borrowers!