
Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Spencer Frost
Loan Officer NMLS# 1190547


— J.D. Power
About Me
Originally from Ogden, Utah, I spent my first 16 years there skiing, golfing, shooting, hunting, fishing, trapping, riding horses/motorcycles and raising pets & farm animals. Moved to Denver, finished high school, attended Arapahoe Community College and CSU in Ft Collins. Have lived on the Colorado West Slope since 2009 and Grand Junction area since 2014 where I enjoy being with friends, playing in the mountains and the desert! Started my mortgage lending career in 1987 and have been a loan originator most of that time, with the exception of some time in the Army, selling real estate for a couple of years and owning a motel for 4 years near Mesa Verde Nat'l Park. More than anything, I enjoy efficiently closing mortgage loans....resulting in happy borrowers!
Read Blog
The perfect home loan for you
We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.