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Spencer Frost

Loan Officer

501 Main St., Grand Junction, CO 81501
Own what matters
Ranked #1 in Customer Satisfaction with Primary Mortgage Origination
— J.D. Power

About Me

Originally from Ogden, Utah, I spent my first 16 years there skiing, golfing, shooting, hunting, fishing, trapping, riding horses/motorcycles and raising pets & farm animals. Moved to Denver, finished high school, attended Arapahoe Community College and CSU in Ft Collins. Have lived on the Colorado West Slope since 2009 and Grand Junction area since 2014 where I enjoy being with friends, playing in the mountains and the desert!  Started my mortgage lending career in 1987 and have been a loan originator most of that time, with the exception of some time in the Army, selling real estate for a couple of years and owning a motel for 4 years near Mesa Verde Nat'l Park. More than anything, I enjoy efficiently closing mortgage loans....resulting in happy borrowers!

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The perfect home loan for you

We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.

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NMLS ID #1190547
I am authorized to do business in the state of Colorado.