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Joe Garcia – Guild Mortgage Lender

Joe Garcia

Loan Officer

1951 Wilmington Drive, Suite 102, Fort Collins, CO 80528
Own what matters
Own what matters

About Me

Welcome! I'm Joe Garcia. There are several reasons why I hope you will consider me for your mortgage lending needs:I thoroughly enjoy helping people realize the dream of homeownership. There is nothing more fulfilling than watching the happiness of families and first-time homebuyers as they secure a new home. This desire to help people get into homes led me to this career and keeps me excited to go to work every day.I realize the benefits of homeownership in our community. I was born in Florida and as a teen raised in Hidalgo County. I currently reside in Mission Texas and South Padre Island Texas where I live with my wife. I have worked in the Maquiladora industry for most of my career and have a great understanding of the area and local culture. Bringing homeownership to my neighbors and friends solidifies our communities and revitalizes our neighborhoods.I know this business. I hold a Real Estate License in the state of Texas which allows me to understand the full circle of the home buying experience for our clients.  will be in control of your loan file from start to finish. Our Branch Office is equipped to complete the entire loan process all loan processing underwriting closings and funding are handled in our locally. As a result we have a proven track record of closing loans as quickly and efficiently as possible and I will be up-to-date on the status of your loan at all times.I will quickly accurately and honestly answer your questions. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate timely and relevant mortgage advice. It is of utmost importance to me that I protect my borrowers and safeguard their financial wellness for many years to come. These are just a few of the reasons why I invite you to contact me today to see how I can meet your mortgage lending needs. My goal is to create clients for life by delivering a second to none experience. I am actively involved with area's local real estate associations including the GMAR WCR McAllen Network TREPAC. I am available to assist you whenever it is convenient for you. Let me show you how simple efficient and easy securing a mortgage can be.

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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5.0 out of 5.0 stars
Oct 11, 2023

Joe has been the best!
Michael G
Sep 30, 2023

Absolutely amazing! I recommend Joe to any of my fellow realtors. A hardworking loan officer
Sep 30, 2023

Joe is excellent! He is very professional and made the process very pleasant! Very happy with outcome and will absolutely recommend.
Vanessa A
Feb 28, 2023

Joe and his team literally worked miracles to help my clients and me. God-willing, looking forward to working with one another for years to come! Thank you!
Dec 31, 2022

Awesome service!!! Made closing happen in a timely manner!!!!
Nov 17, 2022

Joe has changed my life After battling with 4 stage cancer and in remission He would tell me to hang on and we would get through this Joe and his team Lisa Galvan and others Are angels In my book From a former marine I salute you and tell you thank you semper fi

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Causes I'm
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NMLS ID #2008875
I am authorized to do business in the state of Texas.