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James Cruz
Loan Officer
NMLS# 1862111
About me
Hi,
I go by Jim, I’m a recovering distance runner. who has dreams of cycling. Also, a struggling beekeeper and a part time meditator. Some of my hobbies are taxes, building bird houses and Tai Chi. I teach a small Neigong class twice a week. Recently discovering poetry. My dreams are completing a sustainable energy community project in Denver and helping families buy homes.
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Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Reverse mortgage loan
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Cher and the team did a great job throughout the process. She was knowledgeable and had access to the information we needed to make the decisions we needed to get ready for closing. She’s and angel for our family as this is our dream home! Great job for sure!
Jim is a very knowledgeable when it comes to Tax issues and presentation on the tax return. He is a pleasure to work with because of this!
It was an absolute pleasure to have had Cher and James help us through our home buying process!! They were so diligent and helpful every step of the way. They were always, and I mean “always” ready to answer our questions and very knowledgeable. I highly recommend anyone looking to buy a home to reach out to them!! You will absolutely be in good hands!!
This team was very patient with us and really took the time to explain everything. They answered all our questions. We have felt completely supported throughout our whole process.
Cher, James, and the Cruz team were awesome!
The process was very smooth even though we are a challenging client. Great work thanks!
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