Select from hundreds of loan products tailored to your needs
![James Cruz – Guild Mortgage Lender](https://www.guildmortgage.com/lib/uploads/officers/head-shots/hpjcr-james-cruz.jpg)
James Cruz
Loan Officer NMLS# 1862111
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![Own what matters](https://assets-r1.guildmortgage.com/images/TagLineStandalone.png)
About Me
Hi,
I go by Jim, I’m a recovering distance runner. who has dreams of cycling. Also, a struggling beekeeper and a part time meditator. Some of my hobbies are taxes, building bird houses and Tai Chi. I teach a small Neigong class twice a week. Recently discovering poetry. My dreams are completing a sustainable energy community project in Denver and helping families buy homes.
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Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
![Charissa Cruz image](https://rstatic.guildmortgage.com/locations/16124_473_cher_cruz.jpg)
![Shauna Forde image](https://rstatic.guildmortgage.com/locations/16124_475_Forde__Shauna.jpg)
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Reverse mortgage loan
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.