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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Melissa Payne

Melissa Payne

Jr Loan Officer

1127 Sherman Street, Suite 100, Denver, CO 80203
Own what matters
Own what matters

About Me

Originally from the chilly winters of Wisconsin, I relocated to Colorado nearly a decade ago, seeking milder climates and fresh adventures. Immersed in Colorado's vibrant culture and stunning landscapes, I've fully embraced the lifestyle of a proud resident. This journey has brought me to Guild Mortgage, where I proudly serve as the newest Loan Officer.

With a diverse background spanning various roles, I've refined my skills as an educational salesperson. My passion lies in comprehending your unique preferences, requirements, and aspirations, ensuring that every step of the process is customized to your individual goals.

From unraveling mortgage options to grasping interest rates and terms, I'm dedicated to equipping you with the knowledge and confidence to make informed decisions regarding your home's mortgage. Count on me to act as your advocate, advisor, and partner in realizing your homeownership dreams, with a focus on discovering the mortgage solution that perfectly aligns with your needs.

As a member of Guild Mortgage, I take pride in being part of a reputable organization renowned for its commitment to integrity, transparency, and personalized service.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.


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Causes I'm
passionate about

NMLS ID #2533274
I am authorized to do business in the state of Colorado.