I'm blessed to be a Mortgage Lender for more than half my life! The biggest of all blessings is the honor in educating families on the home buying process and the financing options available to facilitate home owner ship. I am fortunate to work for an amazing company who has become one of the nation's leading independent mortgage providers by following one simple rule... doing what's right for our customers, and doing it extremely well!

I know you have many choices and people do business with people they know like and trust, and trust is very important. My approach is high touch and effective open communication. I provide thorough explanation of the entire process so that you are learning all about the next steps, as well as the how and why of the process.

Buying a home is emotional and at times uncomfortable, but I assure you that I will help you to get through it and protect you in the process, and even make it fun!

In addition to homebuyers, I help Realtors close transactions with happy clients. Because, unless the buyer is fortunate to have cash... my financing is highly critical to a successful closed escrow, and I do not like to close late or close ugly. With me, the communication is as transparent as possible, and I will never go MIA.

I am thankful for every opportunity to assist in the home buying or refinancing process, and will earn trust and confidence with my over 3 decades of lending and real estate experience.