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Turning Homeownership Dreams into Reality for Over a Decade

Expert Advice and Personalized Service for Every Homebuyer

About me

With more than ten years in the mortgage industry, I've been passionate about this field for much longer, inspired by my mom's 25-year career helping families find their homes. I focus on being open and honest, educating my clients, and working closely with their realtors to help get their offers accepted. I often help realtors save tough deals and find ways to make things work. I know how stressful buying a home can be, so I aim to make the process as easy and clear as possible. Helping people in my community find the homes they need and deserve is what keeps me going. My goal is to be your "lender for life."

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
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5.0
Kelly T
Jul 15, 2024
Verified

If you want a lender who can make things happen that seem nearly impossible, look no further than Jacky Gaer of Guild Mortgage!!! Her experience and knowledge in the mortgage industry literally saved the deal for my clients. The buyers of their home were hitting road block after road block with their original lender. And if those buyers couldn't get the financing to purchase my client's home, then my clients would not be able to move forward on purchasing their next home. It was the 11th hour, and it was not looking positive. So, we made the decision to connect the buyers with Jacky because we knew she had saved other deals in the past for our teams' clients. Jacky took over the case, had the buyers approved in a couple of days, and we were able to close within the week!! She definitely went above and beyond once again to save another deal, and make two sets of buyers very happy!! I know who I will be referring my clients to from now on!!
felicia k
May 31, 2024
Verified

As a Realtor who has had experience with multiple lenders, I can tell you that Jacky works above and beyond. She got our client into a home in such a short time frame allotted to us. During that time crunch, she maintained an amazing professionalism, was prompt, straightforward, and compassionate the whole time. I would absolutely recommend her to my friends and family! You won’t regret working with her as your #1 lender.
Tiffany
Apr 07, 2019
Verified

Working with Jacky Gaer helped us feel at ease. Being her friend at first I felt unsure about disclosing my financials to her but in the end she found us the best rate and deal. She explained everything in simple terms and she worked hard for us to get to where we needed to be. I used a family member for the escrow portion and she was very gracious and understanding to their needs. Jacky is very knowledgeable and really knows the current market. I will continue to refer to her as I did while going through the process and have done again. Thank you Jacky!
Mike M
Jan 27, 2024
Verified

I don't know how anyone could do their job better than Jacky does hers. She presented me options for various scenarios that helped me budget my relocation and has been there steadily to answer questions ever since. I can't imagine many loan officers sticking by their clients as well as Jacky does. So glad my realtor Gillian Christie Ninan picked Jacky for my transaction. I would recommend Jacky Gaer and Guild to anyone.
Jason S
Sep 11, 2023
Verified

One of the nicest and most qualified people I’ve ever dealt with. I always felt like I could go to Jacky with any and all concerns throughout the entire process of buying a home. She was knowledgeable and unrelentingly on top of things :) 10/10 recommend
Johanna A
Jul 02, 2023
Verified

Hands down, Jacky is the best loan officer! She was always available to answer any questions. As first time home buyers, she made the process simple. We were always kept up to date with our loan process. Jacky is knowledgeable and professional. She will work hard for what you want and won’t let you settle.

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NMLS ID #1157463
I am authorized to do business in the states of California and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;