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Turning Homeownership Dreams into Reality for Over a Decade

Expert Advice and Personalized Service for Every Homebuyer

About me

With more than ten years in the mortgage industry, I've been passionate about this field for much longer, inspired by my mom's 25-year career helping families find their homes. I focus on being open and honest, educating my clients, and working closely with their realtors to help get their offers accepted. I often help realtors save tough deals and find ways to make things work. I know how stressful buying a home can be, so I aim to make the process as easy and clear as possible. Helping people in my community find the homes they need and deserve is what keeps me going. My goal is to be your "lender for life."

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.97
5.0
Anne
Feb 24, 2025
Northridge, CA
Verified

Top notch professiona! Jacky is the real deal. I'm in my 36th year as a Realtor and was so impressed with how Jacky can make it all work. Buyers are always kept informed and knowledgeable of the process. Buyers were very satisfied. I will refer Jacky in the future.
Kelly
Aug 03, 2024
Verified

If you want a lender who can make things happen that seem nearly impossible, look no further than Jacky Gaer of Guild Mortgage!!! Her experience and knowledge in the mortgage industry literally saved the deal for my clients. The buyers of their home were hitting road block after road block with their original lender. And if those buyers couldn't get the financing to purchase my client's home, then my clients would not be able to move forward on purchasing their next home. It was the 11th hour, and it was not looking positive. So, we made the decision to connect the buyers with Jacky because we knew she had saved other deals in the past for our teams' clients. Jacky took over the case, had the buyers approved in a couple of days, and we were able to close within the week!! She definitely went above and beyond once again to save another deal, and make two sets of buyers very happy!! I know who I will be referring my clients to from now on!!
felicia
Jul 03, 2024
Verified

As a Realtor who has had experience with multiple lenders, I can tell you that Jacky works above and beyond. She got our client into a home in such a short time frame allotted to us. During that time crunch, she maintained an amazing professionalism, was prompt, straightforward, and compassionate the whole time. I would absolutely recommend her to my friends and family! You won’t regret working with her as your #1 lender.
Dan
Jul 01, 2025
Verified

Jacky and the Guild team have been great to work with. This was the 3rd loan we have done with Jacky and Guild, all great experiences.
Daniel
Jun 28, 2025
Reno, NV
Verified

Jacky was great to work with again. Super knowledgeable and quick to reply. Overall it was a great experience.
Jim
Jun 03, 2025
Verified

We had a GREAT experience with Guild Mortgage from start to finish! Our loan officer, Jacky, was absolutely outstanding. She was professional, responsive, and incredibly knowledgeable throughout the entire process. Jacky took the time to answer all of our questions and made sure we fully understood every step along the way. She truly went above and beyond to ensure everything went smoothly and on time. We felt supported and confident from day one. We highly recommend Guild Mortgage—and especially Jacky—to anyone looking for a stress-free, reliable home loan experience!

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

NMLS ID #1157463
I am authorized to do business in the states of California, Idaho, Nevada and Oregon. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141; OR ML-176;