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Sandra Carone
Loan Officer NMLS# 2303956


— J.D. Power
About Me
Helping my clients obtain their dream home or investment property is extremely gratifying to me but educating my clients along the way is absolute satisfaction! I bring a well rounded prospective to my clients as knowing first-hand as a homeowner and multi-investment property owner how important the loan process can be. My team, The Andy Scott Team, is a diverse group that brings so much leverage to help our clients close effectively and timely.
A little more about me is that I am a mother to 4 boys (4, 7, 10 & 11) and married to my childhood sweetheart, Ryan. Together, we are extremely involved with our hometown Clayton community from volunteering as PFC members at Mt. Diablo Elementary & Diablo View Middle School, active volunteers with the Mt. Diablo Education Foundation, Board Members on the Clayton Valley Little League, soccer coaches within the AYSO organization and lastly active members on the Dana Hills Swim Team.
My education background is that I obtained my Bachelor of Science in Business Administration from CSU Chico in 2005. After college, I furthered my education within the financial industry by obtaining my Series 7 (General Securities Representative License), Series 63 (Uniform Securities Agent State Law License) and my Series 24 (General Securities Principal License). This has shaped a strong understanding of the primary and secondary markets within the Mortgage Securities industry.
In my free time, I am very artistic and enjoy painting and creating woodwork projects such as barn doors, farmhouse tables and rustic shelves. Living at the base of Mt. Diablo, I often hike with friends and explore the mountain with my boys. When we can, we love to travel and explore places such as Bolivia, Thailand, England, Germany, Italy, France, Switzerland, Belgium and Mexico.
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Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

The perfect home loan for you
We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.