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Jonathan Ray

Loan Officer

342 Merchant St., Vacaville, CA 95688
Own what matters

About Me

Being able to help my clients achieve their dream of buying a home or lowering their mortgage payments with a refinance is incredibly rewarding to me. I feel privileged to be your mortgage coach to walk you through each step of the home loan process. I’ll take the time upfront to learn about your needs and goals, so I can share with you loan options that align with them.

Respect and empathy are very important to me. I believe everyone deserves to be treated with the same care and dedication I would expect to receive. Working with me, my hope is that you will feel educated and confident you are making the right financial decision for you and your family.

On a personal note, I am passionate about sports, especially baseball. When I am not hard at work on my client’s loans, I coached baseball at the collegiate level for years and still make time to help players all around northern California achieve their big league dreams. As your mortgage “coach” I will work hard to earn your recommendations to your family and friends. I look forward to helping you will your home loan needs.

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The perfect home loan for you

We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer national programs for doctors and dentists, and many state housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.

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NMLS ID #1627069
I am licensed to do business in the state of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act;