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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Bridge

Bridge

If you’ve found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.82 out of 5.0 stars
4.76
5.0
Cameron L
Oct 10, 2025
Verified

Quick easy and excellent communication. Had a terrible experience with other Mortgage Brokers but Guild and Ryan were great. Would recommend to anyone.
Derrick
Oct 01, 2025
Granite Bay, CA
Verified

Great communication and everything went great!
Jeffery
Aug 30, 2025
Reno, NV
Verified

Ryan is knowledgable, helpful and a great resource to work with.
Siah G
Aug 29, 2025
Verified

My mortgage agent was excellent to work with from start to finish. He was very responsive, always available to answer my questions, and addressed all of my concerns clearly. The process can be stressful, but he made it smooth and easy by being patient, professional, and straightforward. I really appreciated how easy he was to communicate with and how he made sure I fully understood every step. I would highly recommend him to anyone looking for a reliable and knowledgeable mortgage agent.
Darryl
Jul 24, 2025
Woodland, CA
Verified

"The expertise of Mr Ryan Smith in approving my home loan was greatly appreciated. Ryan truly transcended my expectations in ensuring a smooth and successful process and transition. Throughout the entire process, Ryan communicated and promptly answered questions effectively, keeping me and everyone involved and apprised in this transaction. Beyond competence, Ryan's personalized approach perceived trust. The genuine care and dedication to needs made the experience less stressful, but pleasant. Mr Smith is highly recommended to anyone looking to get a loan. Ryan and his Guild team are a true professionals in this field, and undoubtedly a pleasure to work with. To add, I am as well grateful for the assistance of Mr Brandon Pando with Tim Lewis Communities for believing in me to be the eventual and rightful owner of this new residence. The effort put in by Brandon and the entire team is truly valued and acknowledged. He was professional, responsive, and always willing to address questions and concerns, making the entire experience as smooth and comforting as possible."
Guillermo
Aug 01, 2025
Woodland, CA
Verified

Everything was awesome, customer service, communication and help was amazing

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #9779
I am authorized to do business in the states of California and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;