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Ryan Smith
Senior Loan Officer
NMLS# 9779
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
4.81 out of 5.0 stars
4.8
5.0
4.7
Rony
Dec 20, 2025
Reno, NV
Ryan was a great help in helping me with my new home loan. Friendly and greatly experienced. Made the whole process much...See more
Siah G.
Dec 11, 2025
My mortgage agent was excellent to work with from start to finish. He was very responsive, always available to answer my...See more
Cameron L.
Oct 21, 2025
Quick easy and excellent communication. Had a terrible experience with other Mortgage Brokers but Guild and Ryan were gr...See more
Anton
Oct 21, 2025
Roseville, CA
I am writing to express my sincere appreciation for Ryan Smith. His exceptional assistance with our loan made the proces...See more
Cameron
Oct 10, 2025
Rocklin, CA
It was quick easy and great communication .
Derrick
Oct 1, 2025
Granite Bay, CA
Great communication and everything went great!
NMLS ID #9779
I am authorized to do business in the states of California and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;