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Kelly Cort

Senior Loan Officer

3333 Mendocino Avenue, Suite 110, Santa Rosa, CA 95403
Own what matters

About Me

Kelly Cort is a Senior Loan Officer and Team Leader of The Cort Team.
She specializes in matching buyers and investors with resources to live out their intentions regarding homeownership. She focuses on growing their net worth by leveraging resources at competitive rates.


Kelly has been a servant leader in the nationwide real estate community, specializing in residential lending solutions since 1999.


With Kelly and The Cort Team, you'll always get The Home CORT Advantage to turn your dreams into reality. They will care for you every step of the process by leaning into their core values:
1. Clear Communication 
2. Lead with Education 
3. Exceed Expectations 
4. Excellence is Their Minimum Standard 
5. Always Assume Neutral or Positive Intent 
6. Empathy and Compassion for All Parties at All Times


Kelly's hobbies include live music, scuba diving, glamping, foreign travel, self-care, and connecting people with resources to live their most intentional lives.

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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4.87 out of 5.0 stars
Aug 21, 2023

Great communication, trustworthy and tenacious in making sure we had a great experience durring our home purchase.
Tyler Potter T
Aug 23, 2023

We just closed an escrow with Kelly Cort for one of our buyers. I've worked with Kelly for many years now, but she continues to amaze! I pushed hard for the buyer to use her as they were already approved with a different lender. Once Kelly got a hold of them, she wouldn't let go! Waving all contingencies - no problem because Kelly and her team perform.😀 We beat out 6 other offers, and the reason the seller chose us (according to the listing agent) was because of how we presented ourselves, with our communication and professionalism. Oh, and we even closed a week early! Thank you, Kelly, and I'm already looking forward to our next one together.🎉🗝
Jun 14, 2023

Kelly Cort & Jenn Guerra are an absolute gem of a team! They always have the best loan products for our clients, have top notch communication, and always put our clients first when it comes to their needs and wants. We always know where we are at every step of the way, and they are super proactive about answering questions, even before I know I have the question. And to top it off, they are great gals on a personal level as is truly a treat to work with them and we are beyond lucky to have them on our and our client's side!
Sep 18, 2023

Kelly was amazing!! Very prompt in returning calls, texts, etc. She worked hard to get us the best rate in this crazy market and was a wonderful person to work with, even through the hiccups! I would definitely recommend Kelly and her team. When it comes to when we can refinance, I will definitely be reaching out!!
Karen F
Sep 18, 2023

Kelly Cort's team does a fabulous job communicating with clients and real estate agents to make the buying process smooth from pre-approval through closing.
Sep 11, 2023

They fixed an error very fast and that I appreciated. Things happen, And we closed on the new time line.

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NMLS ID #448152
I am authorized to do business in the states of Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, District of Columbia, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Virginia, Vermont, Washington, Wisconsin, West Virginia and Wyoming. Branch NMLS ID 2482547; AZ BK#0018883; AZ BKBR# 1046469; AZ LO Lic.# 1040119; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 448152; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Depart