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Your Local Reverse Mortgage Resource

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About me

Don McGlinchy, Reverse Mortgage Expert

I grew up in the Bay Area. After raising our two daughters my wife, Lynn and I now live in Sonoma County. I have been originating home loans since 1990. In addition to my Sonoma County branch, I also own a branch in Pleasanton, CA. Over my career, I have witnessed the evolution of reverse mortgages. Today, most reverse mortgages are regulated and insured by the federal government. Although reverse mortgages have been traditionally used to refinance your home to pay off an existing mortgage or provide monthly tax-free income, the reverse mortgage can now also be used to purchase a home.

I am on a mission to help as many seniors as possible learn about the benefits of a reverse mortgage. In many cases, a reverse mortgage can allow a senior to retire earlier and provide the monthly cash flow needed for the quality of life they strive for in their golden years.

Every senior homeowner has a unique situation and retirement goals. My role is to be an advisor. A reverse mortgage is not the answer for all seniors, but for many, it has proven to be a "life-changer".

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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home equity insights

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
4.83
Maureen
Mar 20, 2025
Verified

Meeting with Don and getting an assessment of a reverse mortgage on my home literally changed my life. Don gave an honest evaluation keeping my best interest in mind. Then walked me through the pros and cons in a way that I understood the process and finally supported me 100% after I made the decision to move forward. Don has a rare combination of knowledge, empathy and clarity. I highly recommend meeting with him to learn what may be possible for you. I was able to finally retire, keep my beloved home, and have priceless financial security. It's been three years and my peace of mind continues!
Jana
Mar 17, 2025
Verified

Don McGlinchy is the best! He handled every step for us in our home purchase with the best quality and care! I had a lot of questions and he was always available and answered in a way that made sense to someone without a lot of mortgage knowledge! There were things that we didn’t know how to manage and Don took care of us every step of the way! I would recommend him to any of my family or friends or anyone with interest for that matter! I would not have been able to land such a beautiful home, perfect for my family, without him!! Thank you, Don!!
Jay M
Mar 14, 2025
Verified

Looking for a Reverse Mortgage wizard who won't leave you lost in financial jargon? Don McGlinchy is your go-to guru. I can't say enough good things about our experience. He is local to Sonoma County and meets folks in person, which is sure rare these days. I learned he also serves clients throughout California. What impressed me most was how Don took the time to educate us on the process and clear up the many misconceptions we had. I never felt like he was just “selling” us. His communication was always clear, and his follow-up was consistently prompt. Don listened carefully to understand our specific situation, and then found us terms that worked perfectly. If you're considering a Reverse Mortgage, I highly recommend reaching out to Don. His expertise and approach — which includes a lot of joyful laughter! — made all the difference for us.​​​​​​​​​​​​​​​​
Jay
Mar 14, 2025
Verified

Looking for a Reverse Mortgage wizard who won't leave you lost in financial jargon? Don McGlinchy is your go-to guru. I can't say enough good things about our experience. He is local to Sonoma County and meets folks in person, which is sure rare these days. I learned he also serves clients throughout California. What impressed me most was how Don took the time to educate us on the process and clear up the many misconceptions we had. I never felt like he was just “selling” us. His communication was always clear, and his follow-up was consistently prompt. Don listened carefully to understand our specific situation, and then found us terms that worked perfectly. If you're considering a Reverse Mortgage, I highly recommend reaching out to Don. His expertise and approach — which includes a lot of joyful laughter! — made all the difference for us.​​​​​​​​​​​​​​​​
Kelly
Mar 05, 2025
Verified

Don is the best around and the only lender we work with! He is responsive, proactive, creative, and dedicated to finding the best loan option for us. He streamlines the entire process making it easy and stress-free. His extensive experience and knowledge helped us close quickly and navigate the entire home purchase. He kept us informed and answered all of our questions. His advice was priceless! We highly recommend connecting with Don if you are looking to buy a home or refinance and need a trustworthy and efficient lender.
John
Feb 19, 2025
Verified

We have worked with Don Mcglinchy on several occasions from the initial buy of our home 15 years ago to a couple of refi's that benefitted us with a lower interest rate. Our first refi was locked in while we were on vacation in Canada. Don took care of everything with no problems. A few years later the interest rates were lower and we asked Don to help us refi to lower our monthly output. Once again the transaction was a smooth as glass. No problems whatsoever. Don makes financial assistance a seamless worry free process. He has become a friend and trusted advisor. If we need additional assistance with our Home financing, Don will be our first choice to work with once again.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #256571
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;