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Your Local Reverse Mortgage Resource

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About me

Don McGlinchy, Reverse Mortgage Expert

I grew up in the Bay Area. After raising our two daughters my wife, Lynn and I now live in Sonoma County. I have been originating home loans since 1990. In addition to my Sonoma County branch, I also own a branch in Pleasanton, CA. Over my career, I have witnessed the evolution of reverse mortgages. Today, most reverse mortgages are regulated and insured by the federal government. Although reverse mortgages have been traditionally used to refinance your home to pay off an existing mortgage or provide monthly tax-free income, the reverse mortgage can now also be used to purchase a home.

I am on a mission to help as many seniors as possible learn about the benefits of a reverse mortgage. In many cases, a reverse mortgage can allow a senior to retire earlier and provide the monthly cash flow needed for the quality of life they strive for in their golden years.

Every senior homeowner has a unique situation and retirement goals. My role is to be an advisor. A reverse mortgage is not the answer for all seniors, but for many, it has proven to be a "life-changer".

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
4.84
Michail
Oct 13, 2025
Greenbrae, CA
Verified

The way Don Mcglinchy explained to us about Reverse Mortgage, recommended to us a conseling agency that we understand better what Reverse Mortgage is
Margarita
Oct 07, 2025
Verified

My agent was outstanding the moment he walked in the door. He gave us great service, very responsive and a great way to explain to us what the Reverse mortgage is.
Kathryn
Sep 25, 2025
Carmel, CA
Verified

good communication, pleasant to work with, got the job done.
Jan
Jul 28, 2025
Verified

Don McGlinchy is the best! He answered all my question, and I had many! He returned phone calls and emails promptly and was always cheerful, professinal and a pleasure to work with. I would unhesitantly recommend him and Guild Mortage to anyone thinking about a reverse morgage.
Janice
May 16, 2025
Verified

Don is one of the most responsive lenders I know. He is both knowledgeable and thoughtful with a bevy of ideas to help my buyers get a great loan. I trust his honesty and integrity and he has helped my of my clients. One in particular was an 83 year old who wanted to move closer to her daughter. She couldn't afford to purchase with a traditional loan and Don recommended a Purchase Reverse Mortgage. The Reverse Mortgage was the perfect solution to get my client just four doors away from her daughter. He was kind and explained everything in detail, he even made a personal visit to my client to ensure she understood all she was agreeing to. Don's my "go to" lender when I need solutions for my buyers.
bruce
Apr 24, 2025
Verified

Don has been my best asset when it comes to lending. Particularly when it comes to reverse mortgages. Don has not only helped me to secure a reverse mortgage, together we have helped home owners avoid losing their home to foreclosure. We even came up with a plan to use a reverse mortgage to divide equity between 3 owners and allow one owner to live in the home. Don is very knowledgeable and insightful when it comes to reverse mortgages, and I highly recommend him.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #256571
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;