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Your Local Reverse Mortgage Resource

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About me

Don McGlinchy, Reverse Mortgage Expert

I grew up in the Bay Area. After raising our two daughters my wife, Lynn and I now live in Sonoma County. I have been originating home loans since 1990. In addition to my Sonoma County branch, I also own a branch in Pleasanton, CA. Over my career, I have witnessed the evolution of reverse mortgages. Today, most reverse mortgages are regulated and insured by the federal government. Although reverse mortgages have been traditionally used to refinance your home to pay off an existing mortgage or provide monthly tax-free income, the reverse mortgage can now also be used to purchase a home.

I am on a mission to help as many seniors as possible learn about the benefits of a reverse mortgage. In many cases, a reverse mortgage can allow a senior to retire earlier and provide the monthly cash flow needed for the quality of life they strive for in their golden years.

Every senior homeowner has a unique situation and retirement goals. My role is to be an advisor. A reverse mortgage is not the answer for all seniors, but for many, it has proven to be a "life-changer".

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
4.82
John
Feb 19, 2025
Verified

We have worked with Don Mcglinchy on several occasions from the initial buy of our home 15 years ago to a couple of refi's that benefitted us with a lower interest rate. Our first refi was locked in while we were on vacation in Canada. Don took care of everything with no problems. A few years later the interest rates were lower and we asked Don to help us refi to lower our monthly output. Once again the transaction was a smooth as glass. No problems whatsoever. Don makes financial assistance a seamless worry free process. He has become a friend and trusted advisor. If we need additional assistance with our Home financing, Don will be our first choice to work with once again.
Shane
Feb 13, 2025
Verified

Takes his time and very helpful.
Pamela
Mar 22, 2022
San Diego, CA
Verified

Great service. The whole process was quick and easy
Laura J
Mar 15, 2022
Verified

Don McGlinchy and his team are remarkable. He makes an overwhelming process, manageable. His advise and expertise are solid. He is on top of your project, in the event you are not. I trust him completely.
Rupinder
Jan 03, 2022
San Diego, CA
Verified

It is not often that one comes across such an outstanding professional who is so polite and has such a profound sense of care and respect for his clients. He exemplifies what a true professional should be, superbly well mannered, articulate, fair-minded, and never given to impulsiveness or haste. Don has an unwavering commitment to provide the greatest service to his clients, an insightful understanding of the seemingly enigmatic problems associated with buying properties and getting loans, and the unique ability to resolve problems in a very timely manner. He creates an ambience of openness by being so inviting, engaging and encouraging. It is this unending dedication and commitment to his clients which makes Don an outstanding mortgage consultant. _x000D_ It is with the greatest regard and honor that I give him my highest possible recommendation.
Maxine
Dec 11, 2021
San Diego, CA
Verified

Service has been excellent. Don is always extremely helpful. He is like your good friend. Have enjoyed working with him in past present and future!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #256571
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;