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Turning Dreams into Reality

Your Trusted Mortgage Expert in the Central Coast

About me

Hello! I grew up in the beautiful town of Santa Maria on the central coast, which I proudly call home. Since 2015, I’ve been dedicated to the mortgage industry, starting as a processing assistant and working my way through every aspect of the business. My clients and partners trust my extensive experience to guide them smoothly through the entire mortgage process. With my background in both origination and processing, I’m here to make the impossible possible!

I have a deep understanding of the financing programs available to help you purchase or refinance your home. My goal is to find the best loan program tailored to your needs and to build a lasting relationship with you.

When I’m not helping people achieve their dream of homeownership, I cherish spending time with my family and serving at my church. I’m passionate about watching and playing sports, especially football and basketball, and I love listening to and playing music.

My commitment to doing good for others and maintaining a positive attitude is at the core of who I am. I’m also very active in my church community in Santa Maria, whether it’s helping kids or youth. My devotion to my relationship with God is very important to me.

I would love the opportunity to meet you and assist with your mortgage needs. Give me a call today!

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Meet my team

Team Logo

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.89 out of 5.0 stars
5.0
4.69
Paula M
Oct 18, 2024
Verified

I have been a Realtor in Santa Maria for almost 20 years and Wesley made our transaction one of the smoothest I've have ever done. Thank you Wesley for a great one!
Paula
Oct 16, 2024
Verified

Wesly communicated very well, streamlined the process and assisted the clients in the proper way as a loan officer. Wesly closed our transaction within 17 days and stayed on top of it all the way!
Maribel
Oct 14, 2024
Verified

Wesly walked us through the process and always answered all my questions.
Francisco
Aug 26, 2024
Verified

Muy fácil todo
Martha F
Aug 28, 2024
Verified

(Translated by Google) Alvarez family, thank wesley Aguirre - Guild mortage, It was gratifying to see him chosen, great ability to explain the entire procedure, easy to understand, always attentive and attentive to each step 100%, excellent work recommended. Thank you for helping us make it possible. (Original) Familia Álvarez, agradecer a wesley Aguirre - Guild mortage, fue gratificante a verlo elegido, gran capacidad para explicar todo el procedimiento, fácil de entender, siempre atento y pendiente de cada paso 100%, recomendado excelente trabajo. Gracias, por ayudarnos hacerlo posible.
Randy S
Aug 27, 2024
Verified

I was the Listing Broker that represented the seller and there were multiple offers. We saw that Wesly was the loan officer handling one of the buyer’s loan and that gave us more confidence to choose that particular offer due to Wesly’s positive reputation. And that decision was correct; because Wesly processed the loan smoothly and professionally, so that our transaction closed right on time! Wesly kept me updated all along the way, so that I could keep my seller updated. Good job, Wesly!

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #1739086
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;