Janice Smith is a Loan Officer for Guild Mortgage, originating loans in the South Bay  Janice grew up in Mountain View, CA., and has been in mortgage lending for 17 years, working as a processor, underwriter and loan officer assistant.  Her knowledge provides her with the expertise to take a loan from application to closing efficiently, making the loan process a great experience for any applicant.  When Janice is not at work, she enjoys spending time with her husband and her two children, who live close by.  She also enjoys wine tasting, flower arranging, traveling, cooking and going to the movies.  Her aspiration is to help others obtain their goal of home ownership.