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Janice Smith

Loan Officer

1100 Lincoln Avenue, Suite 262, San Jose, CA 95125
Own what matters
Ranked #1 in Customer Satisfaction with Primary Mortgage Origination
— J.D. Power

About Me

Janice Smith is a Loan Officer for Guild Mortgage, originating loans in the South Bay  Janice grew up in Mountain View, CA., and has been in mortgage lending for 17 years, working as a processor, underwriter and loan officer assistant.  Her knowledge provides her with the expertise to take a loan from application to closing efficiently, making the loan process a great experience for any applicant.  When Janice is not at work, she enjoys spending time with her husband and her two children, who live close by.  She also enjoys wine tasting, flower arranging, traveling, cooking and going to the movies.  Her aspiration is to help others obtain their goal of home ownership.

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

The perfect home loan for you

We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.

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NMLS ID #1174908
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;