Rich became a licensed Mortgage Planner in 1998 after working for 10 years in corporate sales and marketing.  With a strong product knowledge and financial background, Rich is committed to providing clients with a wide range of options and outstanding customer service.  He grew up in Northern California and graduated from CSU Chico with a Bachelor of Science degree in Business Administration and Marketing.  Since 1998 Rich has been helping his clients obtain financing for both primary residences and investment properties. He is an advocate for his clients and always represents your best interest when finding a loan for you and your unique situation.  Whether you are buying or refinancing, you will find that honesty, integrity, dedication and commitment are what define the outstanding service that he provides to all his clients.