Your trust is my greatest asset, and I will offer you my experience, integrity, and knowledge to earn it. When you choose me as your lender, you will receive my 30-plus years of lending experience with every type of real estate financing. My extensive real estate background has allowed me to help countless clients, in a variety of real estate markets, to obtain the right home loan for their needs.
Before joining Guild, I was VITEK Mortgage Group’s Placerville branch manager for 8 years. Prior to that I was the owner of Western Foothill Mortgage, a local lender in Placerville. My goal is to help you weigh all of your loan options, so you can feel confident you are making the right financial decision. I am dedicated to helping you achieve your financing goals and exceeding your expectations.
I have a bachelor’s degree in Finance from San Diego State University with a concentration in real estate. Additionally, I have been a Realtor®, contractor, investment counselor, and college instructor. I have been happily married to my wife, Cindy, for 29 years and we have three children and six grandchildren; all who help provide balance and fulfillment to my life. I have been a resident of El Dorado County since 1975 and believe in staying active throughout all facets of our community. When I am not securing my clients’ home loans, you will probably find me either in Maui, as my wife and I travel there often, or in the Sierra Mountains. In my leisure I also enjoy golfing, hiking, backpacking and spending quality time with my family. I look forward to serving your lending needs.
The perfect home loan for you
We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.
Your home loan insights
Already a homeowner?
Find out what your home is worth and see how your equity can work for you.