Shortly after I began my mortgage career at a small Savings & Loan in 1986, I saw how the relationship between effective mortgage and debt management could enhance the availability of a borrower's funds for investment and their long-term goals for wealth creation. Mortgage planning and debt management are the not-so-often considered other half of financial planning.
In support of this approach and to bring a real value-added experience that benefits my clients, I invested in my professional development in earning a Master's degree in Business Administration and obtained a Certified Mortgage Planning Specialist designation, a rigorous program that combines in-depth mortgage strategies, debt analysis and management techniques with financial planning.
To keep these designations also includes annual continued education and re-certification. The purpose is to bring useful information and high-quality service to my clients not typically found elsewhere in the mortgage industry.
My objective is to create a genuine "client-for-life" relationship that helps build a lasting foundation for each of my client’s long-term financial security.
I am licensed in California and Texas.
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We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.
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