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Kathy Gray

Senior Loan Officer

1000 Town Center Dr., Suite 520, Oxnard, CA 93036
Own what matters

About Me

With a strong background in Escrow, Mortgage Processing, and Underwriting, I have a wealth of experience in both wholesale and retail lending in Ventura County. My goal is to provide exceptional, personalized service throughout the entire home loan process, ensuring that my clients find a loan that meets their current needs and budget while also considering their long-term goals. I am proficient in English and Spanish, and I strive to foster a collaborative and supportive environment for my clients in Ventura County and beyond. I am well-versed in a variety of loan types, including Conventional, FHA, FHA 203K, USDA, and VA.

I am authorized to do business in the State of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Guild Mortgage Company; Equal Housing Opportunity; NMLS #3274.

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
Pierre-Orly
Feb 17, 2023
Verified

We were new to Ventura County housing market and were glad that Kathy became our loan officer t especially during turbulent housing & mortgage market. She is patient knowledgeable pleasant to communicate with very hard worker (even outside normal business hours) and all around very helpful with us in the loan process. She always made sure to have our best interest in mind and we will not hesitate to work with her again when opportunity comes.
SANDRA
Feb 17, 2023
Verified

She is the best!!!! It was a 3 year project to buy a home and she was gracious and eventually became a friend. Thank you Kathy!!
Sandra
Feb 17, 2023
Verified

5 Star Review
Andrew
Feb 17, 2023
Verified

Kathy did a great job of helping me navigate my first home purchase. From the first conversation I felt that I was in good hands and that feeling never changed. I highly recommend her to anyone in the market for a mortgage.
Vanessa
Feb 17, 2023
Verified

Loved working with Kathy and Kristine. They made us feel really well with our first home purchase. Kathy was always available to answer all my questions. Thank you Kathy. I will definitely recommend Guild Mortgage.
carolina
Feb 17, 2023
Verified

5 Star Review

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NMLS ID #238911
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;