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Kathy Gray
Senior Loan Officer NMLS# 238911

About Me
With a strong background in Escrow, Mortgage Processing, and Underwriting, I have a wealth of experience in both wholesale and retail lending in Ventura County. My goal is to provide exceptional, personalized service throughout the entire home loan process, ensuring that my clients find a loan that meets their current needs and budget while also considering their long-term goals. I am proficient in English and Spanish, and I strive to foster a collaborative and supportive environment for my clients in Ventura County and beyond. I am well-versed in a variety of loan types, including Conventional, FHA, FHA 203K, USDA, and VA.
I am authorized to do business in the State of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Guild Mortgage Company; Equal Housing Opportunity; NMLS #3274.
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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.