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About me

What started as a summer job turned into my career. Born and raised in Morgan Hill, I graduated from Live Oak High School and planned on going to Gavilan College to get my AA degree in business and then transfer to a four year school. I intended to work while in college and so took a summer job with my Mother/mentor in the mortgage business, which continued while I earned my AA degree. I loved it so much that I chose to continue my career in the mortgage business. That was 15 years ago, and I still find that I truly enjoy putting all the pieces together to help people obtain their dream of home ownership. That, along with the lasting relationships I have built with my clients and partners make my career choice incredibly rewarding and fulfilling. I specialize in all aspects of lending such as first time home buyers, jumbo financing, FHA, VA, USDA, CalHFA down payment assistance, MCC and conventional financing.

In my free time, I enjoy working out, but what is most important to me is spending time with my husband and our two beautiful little girls. We love sports, camping, and off roading/ATV riding, especially in sand dunes. We usually do these activities with family and/or friends, taking our RV’s and campers on many wonderful adventures.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Kelly
Sep 09, 2024
Verified

Good response times and was able to close quickly
Ryan
Mar 18, 2024
Verified

Karisa and her team were great to work with, we were able to close on the property early. Karisa and her team were always quick to respond to my questions and help with a smooth home buying process.
Chris
Mar 11, 2024
Verified

Karisa and her team are knowledgable, professional, and efficient. There were a few speed bumps along the way and she stepped in and solved the issues easily. I highly recommend Karisa and her team the next time you need a mortgage lender.
Charlene
Mar 11, 2024
Verified

Karisa went above and beyond with her communication to give me weekly updates.
Laura
Mar 11, 2024
Verified

Karisa is very responsive and alway has a positive attitude. She is wonderful to work with!
Susan
Sep 25, 2023
Verified

Karisa was on it!! Her performance and response time was great! Would be happy to refer clients to her!

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Awards

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NMLS ID #1385148
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;