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About me

What started as a summer job turned into my career. Born and raised in Morgan Hill, I graduated from Live Oak High School and planned on going to Gavilan College to get my AA degree in business and then transfer to a four year school. I intended to work while in college and so took a summer job with my Mother/mentor in the mortgage business, which continued while I earned my AA degree. I loved it so much that I chose to continue my career in the mortgage business. That was 15 years ago, and I still find that I truly enjoy putting all the pieces together to help people obtain their dream of home ownership. That, along with the lasting relationships I have built with my clients and partners make my career choice incredibly rewarding and fulfilling. I specialize in all aspects of lending such as first time home buyers, jumbo financing, FHA, VA, USDA, CalHFA down payment assistance, MCC and conventional financing.

In my free time, I enjoy working out, but what is most important to me is spending time with my husband and our two beautiful little girls. We love sports, camping, and off roading/ATV riding, especially in sand dunes. We usually do these activities with family and/or friends, taking our RV’s and campers on many wonderful adventures.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
5.0 out of 5.0 stars
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5.0
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5.0
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5.0
Nate M.
Nov 7, 2025
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My wife and I recently had the pleasure of working with Karisa at Guild Mortgage, and we couldn’t be more grateful for h...See more
Nathan
Oct 4, 2025
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Karisa was asked to tell us our different options to move back to San Jose. She came up with 3-4 differe...See more
Daniel
Oct 2, 2025
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Karisa went above and beyond in every step of this proces.
Robin
Aug 5, 2025
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I had a really great experience with Karisa. She was incredibly communicative, keeping me informed at every step and pro...See more
Ryan B.
Aug 3, 2025
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Karissa was amazing start to finish. As a first time homebuyer many years ago, she simplified it to a very understandabl...See more
Kristina
Aug 3, 2025
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Karissa and her team were great to work with. Karissa was really responsive, always checked in, kept us in the loop with...See more

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Awards

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Causes & Memberships

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NMLS ID #1385148

I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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