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Your trusted partner to help you achieve your homeownership dreams.

Helping You Navigate the Path to Homeownership.

About me

I have been assisting clients with their home purchasing and refinancing needs for over 20 years.  Being an intricate part of their home buying journey is a huge blessing!  My priority is to help clients navigate the home financing process with ease and confidence. Whether you're a first-time homebuyer, refinancing your current property, or looking to invest in real estate, my team will provide personalized solutions to meet your unique financial goals.

Knowledge is power!  I believe that by offering expert advice and a wide range of loan options, including conventional, FHA, VA, USDA and Down Payment Assistance loans, that my clients will receive the best possible financing solution for their needs.  

My achievements include the Best of 209 Silver Award for 2024 and Preferred Lender for CALHFA down payment assistance program. I am a member of the Women in Business Chamber, their sub-committee that allows for community outreach/ philanthropy and Gold Star Referral Network. 

I am blessed to be a youth leader and mentor for young women.  My hobbies include 4-wheeling and camping with my family, traveling and making crafts.  

I would be honored to walk you through the process of your homeownership.  My commitment is to focus on your dreams, goals and priorities and create a plan to help you achieve them! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.94
5.0
Gorges
Feb 18, 2025
Modesto, CA
Verified

Best team every kim want over bound on everything thank u
David S
Feb 07, 2025
Verified

Kim is an amazing loan officer! She was incredibly kind, patient, and appreciative throughout the entire process. She took the time to explain everything clearly and always made me feel valued as a client. Her warm and professional approach made what could have been a stressful experience so much easier. I highly recommend Kim to anyone looking for a loan officer who truly cares!
Celeste
Feb 03, 2025
Modesto, CA
Verified

Partnering with Kim is always wonderful!!
Hollie
Feb 03, 2025
Modesto, CA
Verified

Kim made the process so easy to understand and was incredibly supportive as we worked through our first home purchase. We appreciate her hard work so much and are so excited about our new home!
Aaron
Jan 27, 2025
Stockton, CA
Verified

AMAZING experience! If you or anyone you know is looking to assess your financial situatio, Kimberly Davis is the person you want to contact! She went above and beyond for our clients ! If I could give 10 stars, I would! Please reach out to her when you are ready to begin your journey towards homeownership! Trust me, you want Kimberly in your corner in this process! The Lord Bless You!
Marcos
Jan 27, 2025
Stockton, CA
Verified

Our situation seemed complex and the Guild team had the expertise to get us through the process of home buying.

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Causes & Memberships

NMLS ID #461544
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;