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Kimberly Davis

Kimberly Davis

Loan Officer

1101 Sylvan Avenue, Ste A-29, Modesto, CA 95350
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info


5.0 out of 5.0 stars
Richard S
Apr 07, 2021

In 2008 my wife and I decided it was time to buy a house. We had no idea how to even start or if it was even possible. I googled first time home buyer loans in Riverbank, CA and found Kim. We set an appointment and came in and met with Kim along with our new born daughter. Kim took down some information, ran our credit and got us prequalified. Since then we are in our third home and a few refinance opportunities in between. Kim always has her clients best interest at heart. Kim has been a blessing to our family and I highly recommend her to anyone looking for a lender.
brandee c
Mar 15, 2021

The most compassionate, caring,friendly,helpful loan officer by far! She went above and beyond her job to help match us with the best loan for our family and financial situation. She patiently waited for us to be ready without pressure to finalize a loan. She accommodated us every way she could to get the job done. Always answered my calls or late night texts answered any of my random questions and random times. She even helped me find the best Realtor around! All this work, even during a pandemic that didn’t stop her from making our dream a reality! Thank you again 100 times over!
Mar 12, 2021

There’s really no way to know everything about buying your fist home (and a duplex at that) until you actually do it. Kimberly took the time to explain everything to me, thoroughly and patiently. I could call or email her with questions, and I’d always receive a reply. If she needed something, she’d let me know right away. There wasn’t any waiting or delay on her part. I know I was working with her when interest rates were at an all time low, but given my age (and therefore my short length of credit history) I am super happy with my interest rate. She gets to the point about what things are going to cost, and gives you all the options. I learned a lot, and it was a good experience. She’s trustworthy, which is very rare.
Bearden F
Mar 12, 2021

Kimberly is absolutely fantastic, we were referred to her by close friends and so happy they did. She knows her stuff! So knowledgeable and understanding, prompt and a delight to work with. We refer anyone looking for a lender to her!
Apr 21, 2020

Working with Kim was a pleasure, She answered all our questions no matter what time we called, she even compromised on meeting times. She narrowed our closing cost down to a tee (which I liked) she gave us every possible situation to finding the right loan (money down, percentages, how long to pay off short and long term, the consequences of both) there was not a lot of wasted time when signing, everything was already highlighted and she gave the meaning to each page. I look to do business with her again hopefully in a year.
Apr 13, 2020

Kim is great to work with! She is patient and answered all my questions. She is always working on my side to make my purchase as simple and successful as possible. I recommend her to anyone!

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NMLS ID #461544
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;