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Your trusted partner to help you achieve your homeownership dreams.

Helping You Navigate the Path to Homeownership.

About me

I have been assisting clients with their home purchasing and refinancing needs for over 20 years.  Being an intricate part of their home buying journey is a huge blessing!  My priority is to help clients navigate the home financing process with ease and confidence. Whether you're a first-time homebuyer, refinancing your current property, or looking to invest in real estate, my team will provide personalized solutions to meet your unique financial goals.

Knowledge is power!  I believe that by offering expert advice and a wide range of loan options, including conventional, FHA, VA, USDA and Down Payment Assistance loans, that my clients will receive the best possible financing solution for their needs.  

My achievements include the Best of 209 Silver Award for 2024 and Preferred Lender for CALHFA down payment assistance program. I am a member of the Women in Business Chamber, their sub-committee that allows for community outreach/ philanthropy and Gold Star Referral Network. 

I am blessed to be a youth leader and mentor for young women.  My hobbies include 4-wheeling and camping with my family, traveling and making crafts.  

I would be honored to walk you through the process of your homeownership.  My commitment is to focus on your dreams, goals and priorities and create a plan to help you achieve them! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.95
5.0
Randy N
Mar 24, 2025
Verified

I recently had the pleasure of working with Kimberly at Guild Mortgage, and I am delighted to share the exceptional experience I had. Although Kimberly was not my lender, she was the lender for the buying side, and I was the agent for the selling side. From the very beginning, Kimberly demonstrated a high level of professionalism and expertise that instilled confidence and trust in the mortgage process. Personalized Attention Kimberly took the time to understand the specific needs and financial situation of the buyers, ensuring that every step of the mortgage process was tailored to their unique circumstances. Her personalized approach made me feel valued and understood, and I knew my clients were in capable hands. Clear Communication One of the standout qualities of Kimberly's service was her clear and timely communication. She kept everyone informed at every stage of the process, promptly addressing any questions or concerns. Her ability to explain complex mortgage terms and conditions in a straightforward manner was particularly appreciated. Efficiency and Speed Kimberly's efficiency and attention to detail were evident throughout the entire mortgage process. She worked diligently to ensure that everything was completed accurately and on time, making what can often be a stressful experience remarkably smooth and hassle-free. Expertise and Knowledge Kimberly's deep knowledge of the mortgage industry was evident in every interaction. She provided valuable insights and advice that helped the buyers make informed decisions, and her expertise ensured that they received the best possible mortgage terms and rates. Friendly and Approachable In addition to her professional skills, Kimberly's friendly and approachable demeanor made working with her a true pleasure. She was always willing to go the extra mile to provide support and reassurance, making the entire process feel more personal and less transactional. Successful Outcome Thanks to Kimberly's dedication and hard work, the buyers were able to secure a mortgage that perfectly suited their needs. Her commitment to excellence and client satisfaction was evident in the successful outcome, and I am incredibly grateful for her assistance. In conclusion, I highly recommend Kimberly at Guild Mortgage to anyone in need of mortgage services. Her exceptional service, expertise, and commitment to her clients make her a standout professional in the industry. I am confident that anyone who works with Kimberly will have a similarly positive experience.
Gorges
Feb 18, 2025
Modesto, CA
Verified

Best team every kim want over bound on everything thank u
David S
Feb 07, 2025
Verified

Kim is an amazing loan officer! She was incredibly kind, patient, and appreciative throughout the entire process. She took the time to explain everything clearly and always made me feel valued as a client. Her warm and professional approach made what could have been a stressful experience so much easier. I highly recommend Kim to anyone looking for a loan officer who truly cares!
Celeste
Feb 03, 2025
Modesto, CA
Verified

Partnering with Kim is always wonderful!!
Hollie
Feb 03, 2025
Modesto, CA
Verified

Kim made the process so easy to understand and was incredibly supportive as we worked through our first home purchase. We appreciate her hard work so much and are so excited about our new home!
Margaret
Mar 17, 2025
Modesto, CA
Verified

Communication Always answers the phone

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Awards

Causes & Memberships

NMLS ID #461544
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;