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Your trusted partner to help you achieve your homeownership dreams.

Helping You Navigate the Path to Homeownership.

About me

I have been assisting clients with their home purchasing and refinancing needs for over 20 years.  Being an intricate part of their home buying journey is a huge blessing!  My priority is to help clients navigate the home financing process with ease and confidence. Whether you're a first-time homebuyer, refinancing your current property, or looking to invest in real estate, my team will provide personalized solutions to meet your unique financial goals.

Knowledge is power!  I believe that by offering expert advice and a wide range of loan options, including conventional, FHA, VA, USDA and Down Payment Assistance loans, that my clients will receive the best possible financing solution for their needs.  

My achievements include the Best of 209 Silver Award for 2024 and Preferred Lender for CALHFA down payment assistance program. I am a member of the Women in Business Chamber, their sub-committee that allows for community outreach/ philanthropy and Gold Star Referral Network. 

I am blessed to be a youth leader and mentor for young women.  My hobbies include 4-wheeling and camping with my family, traveling and making crafts.  

I would be honored to walk you through the process of your homeownership.  My commitment is to focus on your dreams, goals and priorities and create a plan to help you achieve them! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.97
5.0
Jasmine V
Jun 23, 2025
Verified

Kim Davis is always so enjoyable to work with and great at her job. 10/10 recommend!
Jasmine
Jun 19, 2025
Stockton, CA
Verified

Kim was very responsive and made sure I understood everything along the way. She worked with me closely and always met all of my requests. I felt comfortable and heard throughout the whole process.
Taylor
Jun 09, 2025
Valley Springs, CA
Verified

Kimberly went absolutely above and beyond for our family . She was dedicated to helping us learn and understand the process, walked us through difficult decisions and made sacrifices in order to ensure we got into the home of our dreams. Thank you from the bottom of our hearts Kim. The Witt family.
Joseph
Jun 09, 2025
Valley Springs, CA
Verified

Kimberly was very knowledgeable and informative. She exceeded all of our expectations by far!
Ivan
May 12, 2025
Modesto, CA
Verified

I had a great experience because loan officer Kimberly Davis was exceptional at her job. She took the time to explain things to me, she excercised a lot of patience and dilligence, and she was very kind throughout the whole process. She was very forthcoming and transparent about everything and I walked away with the peace of mind knowing that I wasn't going to be blindsided later down the road.
Jeremy
Apr 21, 2025
Riverbank, CA
Verified

Kimberly was a great help in making this refi as smooth as possible.

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Awards

Causes & Memberships

NMLS ID #461544
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;