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Find the loan to fit your life

Helping You Navigate the Path to Homeownership.

About me

I have been assisting clients with their home purchasing and refinancing needs for over 20 years.  Being an intricate part of their home buying journey is a huge blessing!  My priority is to help clients navigate the home financing process with ease and confidence. Whether you're a first-time homebuyer, refinancing your current property, or looking to invest in real estate, my team will provide personalized solutions to meet your unique financial goals.

Knowledge is power!  I believe that by offering expert advice and a wide range of loan options, including conventional, FHA, VA, USDA and Down Payment Assistance loans, that my clients will receive the best possible financing solution for their needs.  

My achievements include the Best of 209 Silver Award for 2024 and Preferred Lender for CALHFA down payment assistance program. I am a member of the Women in Business Chamber, their sub-committee that allows for community outreach/ philanthropy and Gold Star Referral Network. 

I am blessed to be a youth leader and mentor for young women.  My hobbies include 4-wheeling and camping with my family, traveling and making crafts.  

I would be honored to walk you through the process of your homeownership.  My commitment is to focus on your dreams, goals and priorities and create a plan to help you achieve them! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
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Fonzi
Jan 13, 2025
Modesto, CA
Verified

Kimberly was extremely knowledgeable and always on top of the transaction. We were truly impressed!
Jenna C
Nov 22, 2024
Verified

Working with Guild Mortgage and specifically Kimberly Davis was a great experience! Kim was kind and helpful and her frequent communication helped us never question where we were in the process. With Kim’s help we felt extremely comfortable with every step of the way and confident on signing and closing on our dream home. Thank you so much Kim!
Jenna
Nov 22, 2024
Verified

Working with Guild Mortgage and specifically Kimberly Davis was a great experience! Kim was so kind and helpful and she communicated with us every step of the way. Due to the great communication from Kim, we never felt unsure of where we were in the process and we felt confident with everything as we signed and closed on our dream home. Thank you so much Kim!
Brandee C
Mar 15, 2021
Modesto, CA
Verified

The most compassionate, caring,friendly,helpful loan officer by far! She went above and beyond her job to help match us with the best loan for our family and financial situation. She patiently waited for us to be ready without pressure to finalize a loan. She accommodated us every way she could to get the job done. Always answered my calls or late night texts answered any of my random questions and random times. She even helped me find the best Realtor around! All this work, even during a pandemic that didn’t stop her from making our dream a reality! Thank you again 100 times over!
Bearden F
Mar 12, 2021
Verified

Kimberly is absolutely fantastic, we were referred to her by close friends and so happy they did. She knows her stuff! So knowledgeable and understanding, prompt and a delight to work with. We refer anyone looking for a lender to her!
Franklinwilson54321
Mar 12, 2021
Sacramento, CA
Verified

There’s really no way to know everything about buying your fist home (and a duplex at that) until you actually do it. Kimberly took the time to explain everything to me, thoroughly and patiently. I could call or email her with questions, and I’d always receive a reply. If she needed something, she’d let me know right away. There wasn’t any waiting or delay on her part. I know I was working with her when interest rates were at an all time low, but given my age (and therefore my short length of credit history) I am super happy with my interest rate. She gets to the point about what things are going to cost, and gives you all the options. I learned a lot, and it was a good experience. She’s trustworthy, which is very rare.

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NMLS ID #461544
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;