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Your trusted partner to help you achieve your homeownership dreams.

Helping You Navigate the Path to Homeownership.

About me

I have been assisting clients with their home purchasing and refinancing needs for over 20 years.  Being an intricate part of their home buying journey is a huge blessing!  My priority is to help clients navigate the home financing process with ease and confidence. Whether you're a first-time homebuyer, refinancing your current property, or looking to invest in real estate, my team will provide personalized solutions to meet your unique financial goals.

Knowledge is power!  I believe that by offering expert advice and a wide range of loan options, including conventional, FHA, VA, USDA and Down Payment Assistance loans, that my clients will receive the best possible financing solution for their needs.  

My achievements include the Best of 209 Silver Award for 2024 and Preferred Lender for CALHFA down payment assistance program. I am a member of the Women in Business Chamber, their sub-committee that allows for community outreach/ philanthropy and Gold Star Referral Network. 

I am blessed to be a youth leader and mentor for young women.  My hobbies include 4-wheeling and camping with my family, traveling and making crafts.  

I would be honored to walk you through the process of your homeownership.  My commitment is to focus on your dreams, goals and priorities and create a plan to help you achieve them! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
5.0
4.97
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Lisa
Sep 03, 2025
Modesto, CA
Verified

Kimberly is always very knowledgable about all the current loan programs available and really knows which loan product is best for the client
Belinda
Aug 21, 2025
Modesto, CA
Verified

Kimberly was amazing to work with. She is very knowledgeable about the loan products and always available to answer questions. My client was a first time home buyer and Kimberly made her feel comfortable every step of the way. With Kimberly's help, this was a smooth transaction and we were able to close earlier than expected
norma w
Aug 01, 2025
Verified

Kim Davis was wonderful through the whole process. She made sure everything went smoothly and made me feel so comfortable from the start. I'm very blessed I picked the right person.
Norma
Jul 31, 2025
Salida, CA
Verified

Kim Davis was wonderful through the whole process, she made sure everything went right and was done correctly. She's such a nice person and made me feel so comfortable. If you pick Kim, you've pick the right person.
Jasmine V
Jun 23, 2025
Verified

Kim Davis is always so enjoyable to work with and great at her job. 10/10 recommend!
Jasmine
Jun 19, 2025
Stockton, CA
Verified

Kim was very responsive and made sure I understood everything along the way. She worked with me closely and always met all of my requests. I felt comfortable and heard throughout the whole process.

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Awards

Causes & Memberships

NMLS ID #461544
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;