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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Matthew Cua

Matthew Cua

Senior Loan Officer

879 West 190th St, Suite 905, Los Angeles, CA 90248
Own what matters
Own what matters

About Me

Guild Mortgage has been closing loans and opening doors since 1960. We do what's
right for our customers, our partners, our employees and the community. In addition,
we offer hundreds of loan products for a wide variety of borrowers. I'll help you find a loan that fits your life.
As a lending expert and originator I believe integrity, communication and dependability are of utmost importance with my clients being my main focus. I am passionate about helping families in our community and providing them with the highest education about the ever-changing industry. I strive to close every transaction on time, be in constant open communication regarding the loan and working for the greatest interest of my client. I look forward to getting you into your dream home.

 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.92 out of 5.0 stars
4.67
5.0
4.89
5.0
Taylor F
Jun 04, 2024
Verified

I've closed several transactions with Matt and he always goes the extra mile. He is exceptionally communicative and amazing at problem solving. I never have any doubts we are going to fund and close when I get to work with Matt. I would highly recommend to anyone who is seeking an experience professional to guide them through the process or to make things happen when everyone else says they can't.
Lourdes G
Jun 04, 2024
Verified

Matt and his Team were so professional and returned calls and emails on time. So great to work with his Team.
Taylor F
Feb 15, 2024
Verified

Matt is consistently one of the best loan specialists I've worked with. I have bother personal experience obtaining financing with Matt for my own home as well as my clients. I have no hesitation referring and recommending Matt to all of my clients and friends as I know he will provide the best product and service he possibly can. The important qualities I'd like to highlight about Matt is his responsiveness, expertise and ability to problem solve, not to mention his genuine care and compassion for everyone he works with. If you need any loan advice don't hesitate to contact Matt!
Taylor
Feb 12, 2024
Verified

Matt is consistently one of the best loan specialists I've worked with. I have bother personal experience obtaining financing with Matt for my own home as well as my clients. I have no hesitation referring and recommending Matt to all of my clients and friends as I know he will provide the best product and service he possibly can. The important qualities I'd like to highlight about Matt is his responsiveness, expertise and ability to problem solve, not to mention his genuine care and compassion for everyone he works with. If you need any loan advice don't hesitate to contact Matt!
Stephen
Feb 08, 2024
Verified

Overall had a great experience using Guild Mortgage and Matt as my agent who was referred to me from my real estate agent. I highly recommend him for anyone looking to buy a home, his knowledge and expertise was very useful in making the process as smooth as possible.
Megan
Feb 06, 2024
Verified

Matt is The Best!!! He did the most fabulous job for me twice!! I would HIGHLY recommend!

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Awards

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Causes I'm
passionate about

causes
NMLS ID #243525
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;