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Alicia Sepulveda

Alicia Sepulveda

Loan Officer

879 West 190th St, Suite 905, Los Angeles, CA 90248
Own what matters
Own what matters

About Me

As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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4.79 out of 5.0 stars
Oct 18, 2022

Alicia was very knowledgeable and friendly she explained everything very thoroughly.
Oct 24, 2021

Alicia is excellent. I worked with her on my original loan two years ago. It was my first purchase and my mother was dying from Cancer at the time. I was so overwhelmed. I remember going in to sign the enormous stack of documents. Alicia explained the forms in a way I could understand and she eased the process. That is why I chose her to assist with my refi. She is great!
Oct 02, 2021

It is a pleasure to work with Alicia Sepulveda she is very professional and very efficient and would take care of her services again in the future to buy another property
Aug 12, 2021

Alicia was extremely helpful and continuously kept us in the loop on the status of our application. The process was quick and painless. She answered all of our questions and looked into matters quickly always responding by the next day. We appreciated having her there for us.
Jul 24, 2021

She makes easy the way to the process explain simple so you understand any questions documents make you feel confortable during the refinance process Thank you very much
Jun 23, 2021

Alicia would be the reason why I would work with Guild Morgage again. She's friendly professional and always available to answer my questions. She's awesome!

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Causes I'm
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NMLS ID #268205
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;