Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Walter Peralta

Walter Peralta

Loan Officer

830 West Ave. L, Suite 135, Lancaster, CA 93534
Own what matters
Own what matters

About Me

I have been in the banking industry for 13 years with Wells Fargo bank, where I started as a teller, Banker, Assistant Manager and then a Branch Manager for 9 years. Gather experience in home equity and partnership with loan officer at my branch that got my interest in becoming a licensed loan officer to expand my knowledge and career.

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Your home loan insights

Already a homeowner?
Find out what your home is worth and see how your equity can work for you.

Get your home estimate

X

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
A
Mar 04, 2024
Verified

Walter and his team made this such a great experience for my buyers! He went above and beyond my client’s expectations. He gave them a fantastic deal and was very diligent and fast in moving things forward. I Highly! Highly! Recommend Walter to anyone looking for a communicative, professional and knowledgeable Loan Officer. . . Walter explains the process and fees very thoroughly and is very patiently.
Amy
Mar 04, 2024
Verified

Walter and his team made this such a great experience for my buyers! He went above and beyond my client's expectations. He gave them a fantastic deal and was very diligent and fast in moving things forward. I Highly! Highly! Recommend Walter to anyone looking for a communicative, professional, and knowledgeable Loan Officer. . . Walter explains the process and fees very thoroughly and very patiently.
Jose F
Mar 04, 2024
Verified

Walter Peralta was very helpful with any questions we had and got back to us in a very timely manner. He made us very comfortable and ready for home ownership
Jose
Mar 04, 2024
Verified

Walter was very helpful with any questions we had and got back to us in a very timely manner. He made us very comfortable and ready for home ownership

Video gallery

View More

Awards

awards

Causes I'm
passionate about

causes
NMLS ID #615075
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;