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Mark Hubbard

Mark Hubbard

Senior Loan Officer

2100 SE Main Street, Suite 205, Irvine, CA 92614
Own what matters
Own what matters

About Me

Mark Hubbard, a Sr. Mortgage Loan Originator in Irvine, CA, began working in the mortgage business in 1983. With a long history in the mortgage industry, Mark has served a wide range of customers. He began his career exclusively serving Veterans with VA loans, which created a deep appreciation for those who serve our country. He later expanded his expertise into more traditional mortgages, while leading sales organizations for more than 25 years. More recently, Mark has had the pleasure of assisting friends who are 62 and order with Reverse Mortgages, as they plan for their “golden years.”

Mark offers FHA, conventional, VA, USDA, first-time homebuyer down payment assistance programs, renovation and jumbo loans.

Mark thoroughly enjoys helping his clients make financially sound decisions. He is passionate about helping his clients fulfil their dreams of homeownership and focuses on helping them improve not only their financial lives, but also their personal quality of life. When he first sits down with a new client, he asks questions to discuss their goals, short term and long term, and how home financing may assist them to meet these important objectives. “It is critical to ask a lot of questions to help find the best solution, which may be deeper in the conversation.”

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.


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NMLS ID #1085565
I am authorized to do business in the states of Arizona, California, Colorado, Oregon and Washington. AZ BK#0018883; AZ BKBR# 1048361; AZ LO Lic.# 1011560; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;