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Own what matters

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Melanie Hernandez

Loan Officer

2365 Iron Point Rd., Suite 290, Folsom, CA 95630
Own what matters

About Me

As a Guild Mortgage Loan Officer, I am passionate about educating my clients, and ensuring they are comfortable throughout the entire process as well as after the transaction has finished. I will take the time to go through your financing options and help you make a confident decision that fits your needs. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life" and help make this process memorable for the right reasons!

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The perfect home loan for you

We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.

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NMLS ID #1123364
I am authorized to do business in the states of California, Georgia and Tennessee. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;