I have been originating and funding mortgage loans since 1988 helping many families through the mortgage loan process.  This experience has given me a wealth of knowledge and stability.  I earned my Bachelor’s of Science degree in Business Administration concentrating in Finance from California State University Sacramento.  I am a contributing member of the Sacramento Association of Realtors and earned the award of Affiliate of the Year in 2000 and 2006.  I served as the Chairman of the Real Estate Finance Forum and also as a Director in 2008 and 2009. I am an active member supporting CAMP (California Association of Mortgage Professionals and AREAA Asian Real Estate Association of America).

My business philosophy is simple, I want to earn your trust and become your trusted advisor.  Your needs will be assessed and they will be addressed.  Those needs will always come first. 

Buying your first home and getting a mortgage comes with some fear.  Having a mortgage professional like me handling your mortgage will relieve your fears.  It is my goal to make your home buying or refinancing experience one you will never forget.  You will have no regrets.

I will always take care of your mortgage needs by evaluating your over all financial picture.  Whether it is your first home or your fifth home, each transaction has its own strategy.  We will work together to form or modify that strategy.

I can not stress enough the importance of working with a qualified mortgage professional like myself.